How does healthcare work in Aruba, and what travel insurance, health insurance or expat insurance do you need?

How is the healthcare system organized in Aruba?

Aruba has a well-functioning healthcare system, which is largely supported by the government.
Both residents and expats can make use of a wide range of medical services.
There are a number of hospitals on this island, such as the most famous Dr. Horacio Oduber Hospital and the Medical Centre San Nicholas. In addition, there is a medical faculty of the University of Aruba, where you can go for treatment.
Basic care can be provided in Aruba, but for long-term hospitalization and emergency situations, the patient can be transferred by air ambulance to a hospital in Curacao or the United States.
Call 911 in case of a medical emergency.

The system in Aruba is largely public and is managed through the General Health Insurance (AZV). This insurance is mandatory for everyone who lives and works in Aruba, including expats.
Once you have registered with the Censo (the public register), you can apply for the AZV. The AZV covers basic care such as GP visits, specialist care, hospitalizations and medicines. It is financed by contributions from employers, employees and the government.
The public health care system covers both mental and physical medical care.
The first point of contact is the family doctor. Most people are referred to the Dr. Horacio Oduber General Hospital when necessary.

There are also private medical services available for those who do not want to depend on the public system.
Most private doctors offer immediate medical care when you need it.
The main language spoken is Dutch.

There are several family doctors in Aruba.
You can register with a family doctor. They accept new patients if there is room, or you will be put on a waiting list. Inquire at a practice of your choice.
If you need emergency care, you can go to the "huisartsenpost". As a patient, you can see a general practitioner outside office hours.

Dental care in Aruba is of good quality.
Dental care is available through both public and private practices, but is not always fully covered by the AZV. Many dental treatments are paid for by the patient, unless you have additional insurance.

Aruba offers good care for pregnant women and newborns. The first point of contact is the general practitioner, who performs most examinations.
A natural birth costs approximately between 3000-4500 euros, a caesarean section around 6000-8000 euros.
Most women give birth in the Dr. Horacio Oduber General Hospital.
Aruba has a helpline for pregnant women who are unsure about this and/or are considering an abortion. To talk to someone, you can call 131.

Aruba is known as a safe island, both for tourists and residents. However, there are some things to keep in mind.
Petty crime, such as pickpocketing and theft, can occur, especially in tourist areas. Keep valuables out of sight. Keep windows and doors closed, even when you are at home, to prevent theft.
Avoid remote beaches or areas without company after sunset.

Due to the heat and dry climate, it is important to drink enough water and limit your exposure to the sun.
Among other diseases, Dengue fever and Chikungunya can occur. It is recommended to protect yourself against mosquitoes.
Tap water is completely safe to drink and of good quality!

The roads in Aruba are generally in good condition, but some roads in remote areas can be unpaved and bumpy.
Traffic signs and speed limits are not always strictly enforced, so stay alert.
Drunk driving is a problem in Aruba, especially at night and on weekends. Be careful. Beware of scooters and motorcycles that can make unexpected maneuvers.
Public transportation is limited to buses that run between the main cities. For more regular transportation, renting or buying a car is the best option.
Cycling is not common in Aruba due to the lack of bike paths and the hot climate.

Is the trip to Aruba and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

It is mandatory to sign up for the local health insurance when you are a resident of Aruba, but even then it is recommended to take out private health insurance to cover additional costs of things like repatriation or medical evacuation. Make sure your insurance covers medical evacuation as well as coverage in neighboring countries. Read more about insurances for abroad on Expatinsurances.org.

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