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I already new about KIVA and I think you are absolutely right, it's an amazing initiative.

And I've heard nothing then good things about it, because I think people are quite sceptic about investing money in development countries, afraid their money will not get to the people they really need it, but with KIVA it's so obvious the money is spend good.

Love the little youtube movie you've put with it, didn't know about them definitely gonna watch them more.

Have a great day,

xx Cecile