How does the healthcare system work in Vietnam, and which travel insurance, health insurance or expat insurance do you need?

How does the health insurance and healthcare system work in Vietnam?

Vietnam has a rapidly developing health care system that has improved greatly in recent decades.
Still, there are major differences between urban and rural areas. Cities such as Hanoi and Ho Chi Minh City offer access to modern facilities and English-speaking doctors, while rural areas are less well equipped.
A universally accessible healthcare system is also still in the works.
Expats are not eligible for public health insurance.
It is essential for expats to have good insurance that provides access to private care.
Buying medicine is pretty easy (even without a prescription), but make sure the drugs are genuine and that the date has not expired. You will find the best pharmacies attached to the private institutions.
In case of an emergency you can call 115, but ambulances are often very slow. Private hospitals often have faster ambulance services.
You must have a health certificate to get a work visa.

Public healthcare in Vietnam is available to residents and registered foreigners, but quality can vary widely. Costs are relatively low, but foreign residents often prefer private care because of better standards.
Public care is generally adequate for basic treatments, but more complex treatments can be challenging due to limited resources and personnel. Also, hygiene often does not meet Western standards.
There is a severe shortage in the public sector, leading to long waiting times.
English is rarely spoken in public hospitals, which can make communication difficult for expats.

Private healthcare is more accessible to expats and offers a higher standard of care with modern equipment and English-speaking doctors. Major cities have excellent international hospitals such as FV Hospital in Ho Chi Minh City and Hanoi Family Medical Practice.
Costs are significantly higher than in the public sector, but still lower than in many Western countries. Private health insurance is recommended.
For specialty treatments, private hospitals are usually better equipped than public institutions.

Vietnam does not have a traditional general practitioner system like in the Netherlands. Patients visit a specialist or a hospital directly, depending on the severity of the situation.
However, for basic medical care or initial diagnosis, there are clinics where you can get a sort of general practitioner feel.

Vietnam is known for its high-quality dental care at relatively low cost, which has even led to “dental tourism.” Cities such as Ho Chi Minh City and Hanoi have many well-regarded dental clinics.
In private dental clinics, many dentists speak English.
Hygiene standards in reputable clinics are generally high, comparable to Western standards.

Private hospitals offer excellent prenatal care with English-speaking doctors. International hospitals such as FV Hospital have extensive maternity wards.
Still, communication and care can vary from one facility to another. So be sure to visit several clinics before choosing one.
Women in Vietnam often have more ultrasounds than in other countries. This is partly because substances used during the Vietnam War had many side effects on pregnant women.
Expats often choose private hospitals because of higher hygiene standards and better facilities.
Infant mortality rates are relatively low in Vietnam and continue to improve because of better access to health care.

Vietnam is generally safe for expats. Petty crime such as pickpocketing is common in tourist areas, especially in cities such as Hanoi and Ho Chi Minh City.
Large-scale political unrest is rare, but avoid large crowds or demonstrations.
Adhere to local norms, such as respecting cultural symbols and dress conservatively when visiting temples.

Many tropical diseases are common, especially mosquito-borne. Therefore, always make sure you protect yourself well by clothing and spray and sleep under a mosquito net at night.
Various vaccinations are also required. Be sure to find out well in advance.
Tap water is not safe to drink. Use bottled water or boil water before using it. Ice cubes are also best avoided if you are at a cheap joint.
It can get pretty hot in Vietnam. Many people burn, get sunstroke or dry out.

The roads in Vietnam vary widely. In urban areas they are generally in reasonable condition, but in rural areas the roads are often poorly maintained.
Scooters dominate traffic and are often unpredictable. Expats are advised to exercise caution or use alternatives such as cabs.
Traffic rules are often ignored, leading to a high number of traffic accidents.
It is not recommended to drive in rural areas after sunset due to poor visibility and road safety.
Public transportation is limited, but cities have cab apps like Grab that are reliable and affordable.

Is the trip to Vietnam and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

Insurance is not mandatory, but it is important to cover the cost of private care. Public care is not of good quality and private care can be expensive. Read more about insurances for abroad on Expatinsurances.org.

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