What are some examples of situations where World Nomads Travel Insurance coverage applies?

• When you need medical help for sudden illness or injury.
  • There is cover for emergency overseas medical treatment
• When you need emergency medical evacuation for sudden Illness or injury.
  • Cover: your transport to the nearest, appropriate medical facility, which also includes your medical repatriation for further treatment at home. Plus it includes, reasonable additional travel and accommodation expenses for a friend or relative to accompany you while you're in hospital and/or during repatriation.
• When you have to cancel your trip due to unforeseeable events outside your control.
  • Cover: the costs to cancel all or part of your trip, including other pre-booked expenses, in specific circumstances including a sudden illness or serious injury or natural disasters.
• When your gear is stolen or damaged whilst travelling.
  • Cover: theft or accidental damage to your gear such as iPads, laptops and digital cameras in specific incidents up to individual item limits.

What is the difference between standard and explorer coverage of the World Nomads Travel Insurance?

• You can choose between the standard and explorer coverage.
• To illustrate the difference between these two insurance packages, different areas of coverage have been included below
  • 24 Hour emergency assistance; Standard: Unlimited, Explorer: Unlimited
  • Baggage and personal effects: Standard: €1,700, Explorer: €2,500
  • Emergency medical transport and repatriation: Standard: €350,000, Explorer: €350,000
  • Hijacking: Standard: Not included, Explorer: €700
  • Insurance Excess: Standard: not included, Explorer: €1,500
  • Travel delay: Standard:€350, Explorer: €700
  • Missed flight connection, Standard: not included, Explorer: €700
  • Overseas medical and dental expenses: Standard: €3,500,000, Explorer: Unlimited
  • Passport and travel documents: Standard: €350, Explorer: €700
  • Personal Accident: Standard: not included, Explorer: €15,000
  • Personal liability: Standard: €700,000, Explorer: €1,750,000
  • Physical injury or property damage: Standard: €700,000, Explorer: €1,750,000
  • Pre-trip cancellation: Standard:€3,500, Explorer: €7,000
  • Rental vehicle: Standard: not included, Explorer: €1,500
  • Resumption of trip: Standard:€1,000, Explorer: €2,000
  • Special event cover: Standard: not included. Explorer: €350
  • Trip interruption: Standard:€2,500, Explorer: €3,500
• Check the website during application, or getting a quote, for the latest coverage

What are additional packages within the World Nomads Travel Insurance?

Additional package for digital nomads 

• People that would like to combine their travels with work may have higher expectations of an insurance, as they often travel with more luggage or expensive equipment.
• When you consider yourself a digital nomad this additional package could be ideal for you.
• The extension covers iPhones, smartphones, iPads, kindles, tablets and other handheld computers.
• Cover applies when:
  • It is stolen while you are carrying it or where it is supervised and within your reach and view.
  • It is stolen from a locked safety box or compartment which is out of public view and public access and where there is visible sign of forced entry.
  • It is accidentally damaged by fire or natural disaster while you’re travelling.

Additional package for cameras and lenses

• World Nomads travel insurance has been designed for travelers with cameras of every variety. Photography gear can be expensive, and it might be a good idea to insure your equipment.
• Remember, if you have to make a claim, World Nomads will calculate depreciation due to age, wear and tear, except those items which you've specified as high value items.
• High value items are covered when:
  • They are stolen while you are carrying it or where it is supervised and within your reach and view.
  • They are stolen from a locked safety box or compartment which is out of public view and public access and where there is visible sign of forced entry.
  • They are accidentally damaged by fire or natural disaster while you’re travelling.

Additional package for laptops and notebooks

• Laptop Computers have become much cheaper in recent years, and are sometimes covered by the standard level of cover.
• However, if you are carrying a higher end laptop, you might want to consider extending your insurance with the insurance for high value items.

Where to find the conditions of the World Nomads Travel Insurance?

• Policy conditions and adventure sport coverage differ depending on country of permanent residence.
• During the process of getting a quote or your application, you will make first state your country of resident. You will then also have access to the terms and conditions that apply to you.

Where and how can you file a claim if you are insured with World Nomads Travel Insurance?

• Check the page for: filing an online claim

What is the level of service for the World Nomads Travel Insurance?

What to take in account?

• The above information may be subject to change due to external regulations or changing conditions imposed by the insurer.
• Always check the latest conditions on the website where you can take out the insurance.

World Nomads Travel Insurance: purchase or get a quote?

• You can apply for the World Nomads Insurance online and pay only by credit card.
• Always read and check the conditions of World Nomads Travel Insurance so that you know what is covered and what not in detail!
• You may encounter a page block when you want to request a quote (the links will not work with UBlock and some other Anti-tracking tools). You will need to allow access if you want to apply through JoHo.

Get a quote or apply for the World Nomad Travel Insurance