What's covered in the World Nomads travel insurance?

• You need Medical help for sudden illness or injury.

  • Cover emergency overseas medical treatment including treat

• You need emergency medical evacuation for Sudden Illness or injury.

  • Cover your transport to the nearest, appropriate medical facility, which also includes your medical repatriation for further treatment at home. Plus it includes, reasonable additional travel and accommodation expenses for a friend or relative to accompany you while you're in hospital and/or during repatriation.

• You have to cancel your trip due to unforeseeable events outside of your control.

  • Covers the costs to cancel all or part of your trip including other pre-booked expenses in specific circumstances including a sudden illness or serious injury or natural disasters.

• Your gear is stolen or damaged whilst travelling.

  • Cover theft or accidental damage of your gear such as iPads, laptops and digital cameras in specific incidents up to individual item limits.

Which insurance package fits my situation and needs?

• You can choose between the standard and explorer coverage. To illustrate the difference between these two insurance packages, different areas of coverage have been included below:

Overseas Medical & Dental Expenses

• Standard: €3,500,000 
• Explorer: Unlimited

24 Hour Emergency Assistance

• Standard:Unlimited                            
• Explorer: Unlimited

Emergency Medical Transport, Evacuation, Repatriation & Travel Expenses

• Standard: €350,000                             
• Explorer: €350,000

Pre-Trip Cancellation

• Standard:€3,500                                  
• Explorer: €7,000

Trip Interruption

• Standard:€2,500                                   
• Explorer: €3,500

Resumption of Trip

• Standard:€1,000                                   
• Explorer: €2,000

Travel Delay

• Standard:€350                                     
• Explorer: €700

Missed Flight Connection

• Standard: Not included                        
• Explorer: €700

Hijacking

• Standard: Not included
• Explorer:  €700

Special Event Cover

• Standard: Not included                        
• Explorer: €350

Baggage & Personal Effects

• Standard: €1,700                                  
• Explorer: €2,500

Passport & Travel Documents

• Standard: €350
• Explorer: €700

HijackingPersonal Liability - Physical Injury or Property Damage

• Standard: €700,000                                
• Explorer: €1,750,000

Rental Vehicle - Insurance Excess

• Standard: Not included                            
• Explorer: €1,500

Personal Accident

• Standard: Not included                           
• Explorer: €15,000

Coverage additional package for Digital Nomads

• People that would like to combine their travels with work may have higher expectations of an insurance as they often travel with more luggage or expensive equipment.
• When you consider yourself a Digital Nomads this additional package is ideal for you.

Smart phones & Tablets

• The extension covers iPhones, Smartphones, iPads, Kindles, Tablets and other handheld computers.
• Cover applies when:
  • It is stolen while you are carrying it or where it is supervised and within your reach and view.
  • It is stolen from a locked safety box or compartment which is out of public view and public access and where there is visible sign of forced entry.
  • It is accidentally damaged by fire or natural disaster while you’re travelling.

Cameras & Lenses

• World Nomads travel insurance has been designed for travellers with cameras of every variety. Photography gear can be expensive and it might be a good idea to insure your equipment.
• Remember, if you have to make a claim, World Nomads will calculate depreciation due to age, wear and tear, except those items which you've specified as high value items.
• High value items are covered when:
  • They are stolen while you are carrying it or where it is supervised and within your reach and view.
  • They are stolen from a locked safety box or compartment which is out of public view and public access and where there is visible sign of forced entry.
  • They are accidentally damaged by fire or natural disaster while you’re travelling.

Laptops & Notebooks

• Laptop Computers have become much cheaper in recent years, and are sometimes covered by the standard level of cover.
• However, if you are carrying a higher end laptop you might want to consider extending your insurance with the insurance for high value items.

World Nomads Travel Insurance: Purchase or get a quote?

Get a quote or apply for this insurance

What should I take into account before purchasing?

• You can apply for the World Nomads Insurance online and pay by credit card
• Policy conditions and adventure sport coverage differ depending on country of permanent residence.
• Age limit may vary, depending on country of permanent residence.
• Insurance can only be purchased with credit card.
• Does not offer war & high risk zone insurance.
• Cover is available to residents of the many counties listed on the World Nomads website, but currently not available for EU residents.
• No policy refund available should you return home early.
• The links will not work with U block