Travel to Congo DRC to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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Intro

Backpacking or travelling in Congo-Kinshasa?

  • Congo-Kinshasa is a country of extremes, where untouched nature and vibrant cities come together. Discover the mystical rainforests of the Congo Basin, the second largest rainforest in the world, and venture onto the mighty Congo River, the lifeblood of the country. What makes Congo-Kinshasa truly special is the feeling of being in one of the last remaining wildernesses on earth, with a culture that is as deeply rooted as the trees in the jungle.
  • Activities to spot: gorilla trekking in Virunga National Park; boat trip on the Congo River; hike to the top of the Nyiragongo volcano; safari in Garamba National Park; visit the Boyoma Falls; soak up culture in Kinshasa; walk through the Kisantu Botanical Gardens; experience the traditional villages; swim in Lake Kiva. Spotting animals: mountain gorillas, okapi, forest elephants, bonobos, hippos, African lions, crocodiles, African grey parrots, water buffalos, colobus monkeys.
  • Spotting food: moambé (cup and palm nut stew), fufu (dough dish made from cassava or cornmeal), saka-saka (pounded cassava leaves), liboke (fish or meat in banana leaf), ngulu yako tuma (a mouthful), makemba (plantain!), mikate (sweet dough balls), kwanga (fermented cassava bread).

Studying in Congo-Kinshasa?

  • Studying in Congo-Kinshasa may not mean the best and most prestigious universities, but it does mean a rich experience. There is a relatively wide range of studies to be found. Think for example of theology, political science, economics & management, computer science and much more, but also culture and nature specific studies. In addition to your studies, there is a lot to do, especially in nature. Trips are also often organized by the university.
  • Study cities: Kinshasa.
  • Language: French is the main language, so practice your “bonjour” and “mon chien a mangé mes devoirs”

Internship in Congo-Kinshasa?

  • There are various internships available, although it is useful to speak French and prepare yourself for a very challenging environment. Educational and adventurous, an internship in Congo-Kinshasa is anything but boring! Whether you choose an NGO, nature conservation, engineering or even agriculture, you will gain unforgettable experiences

Volunteer work in Congo-Kinshasa?

  • Congo-Kinshasa is very marked by war. There is a lot of poverty, the standard of living and life expectancy are low and there are many orphans. It is also not safe to work everywhere. But there is a lot to do!
  • Think for example of helping orphans, education, improving access to health care. In Congo-Kinshasa, it is mainly about helping children and adults and improving living conditions.

Working in Congo-Kinshasa?

  • As a foreigner, you will mainly find jobs with NGOs and for short-term projects, for example. From engineers to healthcare and education, there are plenty of options. There are also jobs to be found in the country's gigantic mining industry.
  • Work culture: informal, but often hierarchical. Patience is a virtue!
  • Working as a digital nomad in Congo-Kinshasa?
  • Few people take on that challenge, but for real adventurers it is a nice and cheap option. Kinshasa is one of the fastest growing cities in the world and although the internet can still be a challenge, it is getting better and better. There is also a lot to experience outside of work in nature.
  • Favorite locations: Kinshasa, Lubumbashi.

Living in Congo-Kinshasa?

  • Congo-Kinshasa is known for its beautiful, raw and ancient nature, which makes it ideal for nature lovers. The people are incredibly friendly and the culture is almost as diverse as nature. However, there are also many challenges to take into account. A high-risk, high-reward country.
  • Education: there are international schools for families with children, especially in Kinshasa and Lubumbashi. Local schools teach in French and the quality can vary greatly.
  • Expat community: the expat community is small but close-knit. Expats often meet each other through activities such as hiking, sports, bird watching. There are also expat communities and clubs that you can join, but above all make friends among the locals. They are very hospitable and warm and it gives you the opportunity to get to know the country and the culture better.
  • Safety: safety varies greatly by region, city and even neighborhood. Large cities such as Kinshasa and Lubumbashi are safer, while mining areas and certain regions often experience conflicts. So keep a close eye on local advice.
  • Infrastructure: not well developed, both in terms of transport, water and electricity. 
  • Culture and religion: the culture is full of music, dance and zest for life. So you won't be bored! Furthermore, Christianity is the largest religion and there are also Muslim communities and local belief systems. Religion often plays a major role in daily life, and people respect each other's religions.
  • Climate: diverse! Hot and humid with two rainy seasons. There are cooler and hotter areas.
  • Health insurance: there are quite a few diseases that you can contract in Congo-Kinshasa. Make sure you are well prepared for this. Health care is not well developed, so make sure you have your own good health insurance.
Congo DRC Country Bundle: suggestions, stories and tips

Congo DRC Country Bundle: suggestions, stories and tips

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Content about Congo DRC on WorldSupporter

Congo-Kinshasa: Updates & Travel

Congo-Kinshasa: Updates & Travel

Travel in Congo DRC

  • Congo-Kinshasa, also known as the Democratic Republic of Congo and formerly Zaire. It is the largest Central African country with an incredible diversity in nature and culture. The country has one of the most beautiful nature reserves on the entire African continent: the Virunga National Park. This park is home to gorillas. Most of Congo-Kinshasa is too dangerous to travel, but you could still drive through the country with a sturdy car as highlights of a journey across Africa.

Updates Congo DRC

  • More about Congo-Kinhasa, updates and contributions, see the link below.
How does healthcare work in Congo-Kinshasa, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Congo-Kinshasa, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in Congo-Kinshasa?

What is the quality of healthcare in Congo-Kinshasa?

  • Congo-Kinshasa, officially the Democratic Republic of Congo (DRC), is a country that fits three times the size of France. This also brings with it quite a few challenges, especially when it comes to healthcare. The country’s poverty doesn’t help matters, so be aware that the state of healthcare is far from ideal.
  • The combination of poverty, a shaky healthcare system and tropical diseases queuing up to use you as a host makes this not an ideal place to get sick.
  • The country has a mixed healthcare system of both public and private, as well as non-profit options. There are big differences between the public and private sectors.
  • The quality of healthcare is probably not what you are used to. There are shortages of facilities, healthcare staff and the options are very limited.
  • Most foreigners therefore opt for healthcare abroad or medical repatriation, but for this it is important to have good insurance.
  • Although there are many pharmacies (especially in Kinshasa), the shelves in the smaller villages are more often empty than full.
  • There is no medical emergency number in the DRC. The fastest way is to book a taxi or take your own transport to the nearest hospital.

How does the public healthcare system work in Congo-Kinshasa?

  • Public healthcare is not very good. The facilities are often outdated, in poor condition or sometimes even absent. Healthcare is not free and there are staff shortages.
  • Most options can be found in Kinshasa, in the countryside there is hardly any access to healthcare.
  • The government works together with humanitarian aid organisations to provide some care in remote areas.

How does the private healthcare system work in Congo-Kinshasa?

  • Foreigners and locals who can afford it go for private healthcare. Reasonable basic care is possible here.
  • The best care can be found in Kinshasa. But even here they cannot always help, so there is a big chance of medical evacuation.

How is the general practitioner arranged in Congo-Kinshasa?

  • A well-functioning general practitioner system? That is still a pipe dream here. Your best chance of general care can be found in private clinics.

How is the dentist arranged in Congo-Kinshasa?

  • There are several dental practices in Kinshasa, but be sure to consult with others about their experiences there, before you book an appointment.

How is pregnancy care arranged in Congo-Kinshasa?

  • There are also huge shortages in maternity care. Not only in terms of staff but also in terms of resources to safely manage a pregnancy. The country has one of the highest infant and maternal mortality rates in the world.
  • Since 2023, there has been free maternity care for women from half of the country's regions, but it is questionable whether the facilities and staff can support this.
  • As a pregnant mother, it is probably wiser to spend your pregnancy and delivery abroad. Is this not possible? Then you will find the best chance of care in Kinshasa.

How safe or unsafe is a trip or stay in Congo-Kinshasa?

What should you pay attention to in terms of safety in Congo-Kinshasa?

  • The DRC does not offer a safe haven for people to live. There are many conflicts and armed groups and kidnapping of foreigners is common (especially in the east and northeast of the country).
  • There is a lot of crime. Especially in the east of the country, Lubumbashi and Kinshasa. It is better not to walk alone on the streets after dark.
  • Violent protests can occur, especially in Kinshasa.
  • Roadblocks are also not uncommon and can be set up at any time.
  • If something happens in your area, make sure you find shelter.
  • In addition to all the human danger, there is also a risk of volcanic eruptions and, in the rainy season, landslides and flooding.

What should you look out for in terms of diseases in Congo-Kinshasa?

  • There are a lot of health risks in the DRC, which is why many people choose not to live here. It is almost too much to mention.
  • Malaria is the biggest cause of death in the country, but cholera, measles, meningitis, mpox and tuberculosis are also a major problem.
  • There are also many diseases that are spread through water and food. 

What should you pay attention to when it comes to traffic in Congo-Kinshasa?

  • A car is popular in the DRC. It is best to have your own driver, as they are often better able to cope with the hectic traffic conditions.
  • Some companies offer this as a condition of employment to their staff!
  • The roads outside Kinshasa in particular are of poor quality, which does not make driving easy. The rainy season worsens this situation and the risks even more.
  • Roadblocks are common, so make sure you always have the correct papers with you.
  • Air travel is the most common between cities.
  • There are trains, but these are not very reliable and are mostly used for industry rather than human transport.
  • There are boats and ferries to cross the large river network, but always check the safety!
  • The cheapest way to travel is by bus and minibus, you get what you pay for: poor condition of roads and safety of bus travel.

What work and travel insurance policies are suitable for short and long stays in Congo-Kinshasa?

  • Is the trip to Congo-Kinshasa and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

What emigration and expat insurance can you take out for Congo-Kinshasa if you are going to live there for a while?

  • Don’t want to risk having to pay sky-high medical evacuation or repatriation costs? Or, more positively, do you want to feel reassured about your healthcare options if you fall ill? Then make sure you take out good international health insurance.
  • Make sure your insurance covers medical evacuation as well as coverage in neighboring countries. Read more about insurances for abroad on Expatinsurances.org.
Congo DRC: selection of contributions by WorldSupporters - Bundle

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Why get specific insurance when going abroad: per activity abroad
What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance to insure your trip or vacation?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance in the event of accidents, for example, or repatriation costs if you need to be transported back to your home country urgently. In some cases, travel insurance coverage also applies in your home country.
  • With continuous travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.

Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are away.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you are going to do.
  • Travel insurance can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.

What is important to insure when you are going to travel?

  • That you have insurance that is valid in the countries where you are going to travel and possible work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need for a trip or vacation?

 

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.

Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.

What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and possibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need when backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpacking insurance and travel insurance for backpackers?

  • Backpacking insurance for backpackers means that you take out insurance that continues to provide coverage during all your activities abroad and is specifically intended for those who are traveling for a long time, traveling independently, or making frequent use of local transportation.

Why should you take out travel insurance specifically for backpacking?

  • Travel insurance for backpacking can provide coverage in the event of an accident or emergency while backpacking.
  • Travel insurance for backpacking can provide coverage for damage and accidents during your adventurous or sporting activities.
  • Travel insurance for backpacking can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance for backpacking can provide coverage in the event of damage, loss, or theft of your luggage while backpacking.
  • Travel insurance for backpacking can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance for backpacking can provide coverage if you have to return home early because something has happened to you or your immediate family while backpacking.

What aspects are important to insure when backpacking abroad?

  • The duration of your trip: so that you are also covered during a very long backpacking trip, or can extend your coverage if you want to stay longer
  • The activities during your trip: so that you can also participate in all kinds of sports and adventure activities that are excluded from travel insurance
  • Coverage of your medical expenses during your trip: so that you are always covered, even if you go to work or if the costs in the event of an accident are higher than the Dutch rate
  • Coverage for natural disasters and war during your trip: so that you don't have to return home immediately with your tail between your legs every time the Dutch government issues negative travel advice
  • Your insurer's specialization: so that your insurer specializes in backpacking trips or long stays abroad, and doesn't treat you like an “all-inclusive sunglasses claimant.”

What insurance do you need when backpacking abroad?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad?

  • Insuring yourself for working abroad means taking out insurance that continues to provide coverage during your paid work abroad.

Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for paid work abroad.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • Standard travel insurance policies generally do not provide sufficient coverage to apply for a work visa or working holiday visa.
  • Standard travel insurance policies generally only cover stays abroad for a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that there will be no coverage for the entire travel period.
  • Standard travel insurance policies generally only provide coverage for recreational travel without study, internship, or work. If you engage in activities other than recreational activities, this generally means that you will no longer be covered for the entire travel period.

What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • that you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • that your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. In most countries, healthcare costs are higher than in the Netherlands.
  • that you insure your luggage and take sufficient precautions against theft or damage.
  • that you are well insured against personal liability.
  • that you are well insured in case of accidents.
  • that you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  •  that you take care to choose the right coverage when working in healthcare, with wild animals, and with dangerous machinery.

What insurance do you need to work abroad?

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work

What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad

Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.

What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.

What insurance do you need when volunteering abroad?

Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.

Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.

What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.

Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.

What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

What is an emigration insurance and what is an expat insurance?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.
  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.

Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.

What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks

Check out more about international insurances

International insurances through JoHo Insurances and JoHo WorldSupporter

International insurances through JoHo Insurances and JoHo WorldSupporter

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Table of content

  • Why should you take out insurance through the JoHo Foundation when you go abroad?
  • Insuring activities abroad:
    • internships, studying, volunteer work or paid work
    • backpacking, holiday, travel or round the world
    • emigration, living abroad, working as expat
  • Insurances for abroad: per insurance 
  • Insurances for abroad: per organization
  • How healthcare works
......Read more on this page

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Safety and insurances in  Congo-Kinshasa

How does healthcare work in Congo-Kinshasa, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Congo-Kinshasa, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in Congo-Kinshasa?

What is the quality of healthcare in Congo-Kinshasa?

  • Congo-Kinshasa, officially the Democratic Republic of Congo (DRC), is a country that fits three times the size of France. This also brings with it quite a few challenges, especially when it comes to healthcare. The country’s poverty doesn’t help matters, so be aware that the state of healthcare is far from ideal.
  • The combination of poverty, a shaky healthcare system and tropical diseases queuing up to use you as a host makes this not an ideal place to get sick.
  • The country has a mixed healthcare system of both public and private, as well as non-profit options. There are big differences between the public and private sectors.
  • The quality of healthcare is probably not what you are used to. There are shortages of facilities, healthcare staff and the options are very limited.
  • Most foreigners therefore opt for healthcare abroad or medical repatriation, but for this it is important to have good insurance.
  • Although there are many pharmacies (especially in Kinshasa), the shelves in the smaller villages are more often empty than full.
  • There is no medical emergency number in the DRC. The fastest way is to book a taxi or take your own transport to the nearest hospital.

How does the public healthcare system work in Congo-Kinshasa?

  • Public healthcare is not very good. The facilities are often outdated, in poor condition or sometimes even absent. Healthcare is not free and there are staff shortages.
  • Most options can be found in Kinshasa, in the countryside there is hardly any access to healthcare.
  • The government works together with humanitarian aid organisations to provide some care in remote areas.

How does the private healthcare system work in Congo-Kinshasa?

  • Foreigners and locals who can afford it go for private healthcare. Reasonable basic care is possible here.
  • The best care can be found in Kinshasa. But even here they cannot always help, so there is a big chance of medical evacuation.

How is the general practitioner arranged in Congo-Kinshasa?

  • A well-functioning general practitioner system? That is still a pipe dream here. Your best chance of general care can be found in private clinics.

How is the dentist arranged in Congo-Kinshasa?

  • There are several dental practices in Kinshasa, but be sure to consult with others about their experiences there, before you book an appointment.

How is pregnancy care arranged in Congo-Kinshasa?

  • There are also huge shortages in maternity care. Not only in terms of staff but also in terms of resources to safely manage a pregnancy. The country has one of the highest infant and maternal mortality rates in the world.
  • Since 2023, there has been free maternity care for women from half of the country's regions, but it is questionable whether the facilities and staff can support this.
  • As a pregnant mother, it is probably wiser to spend your pregnancy and delivery abroad. Is this not possible? Then you will find the best chance of care in Kinshasa.

How safe or unsafe is a trip or stay in Congo-Kinshasa?

What should you pay attention to in terms of safety in Congo-Kinshasa?

  • The DRC does not offer a safe haven for people to live. There are many conflicts and armed groups and kidnapping of foreigners is common (especially in the east and northeast of the country).
  • There is a lot of crime. Especially in the east of the country, Lubumbashi and Kinshasa. It is better not to walk alone on the streets after dark.
  • Violent protests can occur, especially in Kinshasa.
  • Roadblocks are also not uncommon and can be set up at any time.
  • If something happens in your area, make sure you find shelter.
  • In addition to all the human danger, there is also a risk of volcanic eruptions and, in the rainy season, landslides and flooding.

What should you look out for in terms of diseases in Congo-Kinshasa?

  • There are a lot of health risks in the DRC, which is why many people choose not to live here. It is almost too much to mention.
  • Malaria is the biggest cause of death in the country, but cholera, measles, meningitis, mpox and tuberculosis are also a major problem.
  • There are also many diseases that are spread through water and food. 

What should you pay attention to when it comes to traffic in Congo-Kinshasa?

  • A car is popular in the DRC. It is best to have your own driver, as they are often better able to cope with the hectic traffic conditions.
  • Some companies offer this as a condition of employment to their staff!
  • The roads outside Kinshasa in particular are of poor quality, which does not make driving easy. The rainy season worsens this situation and the risks even more.
  • Roadblocks are common, so make sure you always have the correct papers with you.
  • Air travel is the most common between cities.
  • There are trains, but these are not very reliable and are mostly used for industry rather than human transport.
  • There are boats and ferries to cross the large river network, but always check the safety!
  • The cheapest way to travel is by bus and minibus, you get what you pay for: poor condition of roads and safety of bus travel.

What work and travel insurance policies are suitable for short and long stays in Congo-Kinshasa?

  • Is the trip to Congo-Kinshasa and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

What emigration and expat insurance can you take out for Congo-Kinshasa if you are going to live there for a while?

  • Don’t want to risk having to pay sky-high medical evacuation or repatriation costs? Or, more positively, do you want to feel reassured about your healthcare options if you fall ill? Then make sure you take out good international health insurance.
  • Make sure your insurance covers medical evacuation as well as coverage in neighboring countries. Read more about insurances for abroad on Expatinsurances.org.

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