Travel to Uruguay to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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Intro
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Backpacking or traveling in Uruguay?

  • A small but jam-packed country with things to do. From beautiful beaches and coastline to bird watching and traditional markets. Just be careful of your safety in some of Montevideo's neighborhoods! 
  • Activity spotting: explore art and culture in Montevideo, bike along the 20km Rambla hiking/biking trail, visit the Punta del Este resort, discover colonial history in Colonia del Sacramento, head to the remote coastal village of Cabo Polonio, dive into a hot springs in Salto and imagine yourself a Uruguayan cowgirl/boy in Tacuarembó.
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Studying in Uruguay?

  • There are both public and private universities in Uruguay and the quality of education is good, especially compared to other countries in Latin America. There are an awful lot of fields of study to choose from, including law, medicine, engineering and economic studies. 
  • Study culture: in addition to studying, extracurricular activities are also very popular. For example, many social, sports and cultural activities are organized. 
  • Language: studies are mainly offered in Spanish, so make sure you can speak Spanish! 
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Internship in Uruguay?

  • It is possible to find internships in Uruguay. However, you generally need to be able to speak Spanish. Consider internships in finance, tourism, law, health care, veterinary medicine and education.
  • Competencies: Spanish language skills, intercultural communication, flexibility, building trust, informal communication. 
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Volunteering in Uruguay?

  • Consider volunteering in ecological farming, horse farms, (marine) conservation, education. 
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Working in Uruguay?

  • It is definitely possible to find a job in Uruguay if you have the right skills! Popular jobs for foreigners exist in the tech sector, such as as a software developer and data analyst, finance, English education or with international companies. 
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Working as a digital nomad in Uruguay?

  • Uruguay is a comfortable country for digital nomads and you will encounter them a lot here. From nice-fast Internet to hipster coffee and co-working spaces, you don't have much to wish for. And if you like a nice barbecue between work, you'll be in the right place. Digital nomad visas are available, provided you meet the requirements. 
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Living in Uruguay?

  • Uruguay is known for its good social services and political stability. It is a clean, modern and relatively safe country with a good eye for human rights and social equality. The cost of living is also not very high (though somewhat higher than surrounding countries), which makes it attractive to many foreigners. 
  • In addition, the climate is friendly and there is plenty of adventure to be had, especially if you like beaches and horseback riding. 
  • However, you do find yourself relatively far from the rest of the world, which can make travel to other parts of the world expensive and costly. 

 

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CHECK COUNTRY INFORMATION  CHECK PREPARING AND INSURANCE  CHECK ACTIVITIES AND STORIES 

 

Uruguay Country Bundle: suggestions, stories and tips

Uruguay Country Bundle: suggestions, stories and tips

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Content about Uruguay on WorldSupporter

Uruguay: Updates & Travel

Uruguay: Updates & Travel

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Travel in Uruguay?

  • Uruguay is known as a fairly prosperous country, by South American standards and is characterized by pleasant, Western-looking cities such as Montevideo and Colonia. In addition, the Gaucho region in the hilly interior is among Uruguay's highlights.
  • Near Salto are many hot springs around which spas are built, for when you want to pamper yourself for a day.
  • For a relaxing beach experience, Punta del Diablo is ideal, and if you want to surf you will have to be at la Paloma or La Pedrera. For a beachside party, Punta del Este is the place to be.
  • Maybe a bit touristy, but you have a chance to get to know the gaucho culture if you stay a few days on a farm and explore the area on horseback.
  • Bird lovers will feast their eyes on the lakes that are near the coast. Like Laguna Negra near Punta del Diablo.
  • JoHotspots in Uruguay
  • Montevideo is Uruguay's vibrant capital, with a mix of colonial and modern buildings. The old town is best visited during the day (for security reasons), the Tristán Narvaja market is set up every Sunday, and at the Mercado del Puerto you'll feast your eyes on all the fresh vegetables and meat. The rambla is always pleasant, and a perfect place for people-watching.
  • Colonia del Sacremento is Uruguay's oldest city (1680) and there are many cozy cafes and restaurants.
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Updates Uruquay?

  • More about Uruguay, updates and contributions, see the link below.

 

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How does healthcare work in Uruguay, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Uruguay, and what travel insurance, health insurance or expat insurance do you need?

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How does the healthcare system work in Uruguay?

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What is the quality of healthcare in Uruguay?

  • This small country between the great powers of Argentina and Brazil has a lot to offer. The country has had diplomatic ties with Switzerland since 1828 and draws much of its inspiration from there. It is wealthy and has a long history of strong social services. This includes health care.
  • The country has both public and private health care institutions. There is also a special hospital subscription for private hospitals called “Mutualista”.
  • Uruguay has also worked hard to implement a digital health care system, which has made healthcare much more efficient.
  • It can be difficult to find staff who speak good English. Speaking a few words of Spanish is not a bad idea.
  • Uruguay has many pharmacies (farmacias), and medicines are generally readily available. Some medicines that require a prescription in Europe or the US are available over the counter here. Many pharmacies have a 24-hour service.
  • Call 911 for emergency medical assistance.
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How does the public healthcare system work in Uruguay?

  • The public healthcare system is organised by the government health service “Administración de los Servicios de Salud del Estado” (ASSE). This system is available to residents and expats with a residence permit. All working residents are automatically registered with the national health system (SNIS). Foreigners can register with a healthcare provider after receiving their residence permit.
  • Public healthcare includes visits to general practitioners, visits to specialists (with referral), hospitalisations, maternity care, vaccinations, limited dental care, limited mental health care and partly prescription medicines.
  • The large hospitals that fall under the ASSE can be found in the big cities. Clinics and small hospital posts can be found in the smaller villages.
  • Unlike many other countries, the public system in Uruguay is not overloaded - partly thanks to Mutualista. The quality has therefore improved in recent years.
  • The healthcare is therefore of reasonably good quality and free or cheap, but the quality still lags behind private healthcare.
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How does the private healthcare system work in Uruguay?

  • In Uruguay, there are several ways to use private healthcare. You can simply pay for it yourself, you can take out international health insurance yourself, or you can use a special, local system - the “Mutualista”.
  • In addition to public healthcare, most Uruguayans have private health insurance with a so-called “Mutualista”. This is a kind of membership model at a hospital where you pay a monthly amount in exchange for access to high-quality healthcare. Co-payments are often still used. The British Hospital and the Asociación Española are two popular medical facilities for expats.
  • Private healthcare offers extensive and faster access to specialists and treatments. The hospitals and clinics are also often better equipped and you will find more English-speaking doctors in private institutions.
  • You can take out multiple kinds of Mutualista subscription with different costs per month. You will quickly get the subscription back if you have to visit a doctor a few times.
  • Another option is an international private health insurance that offers coverage for all kinds of private institutions. Although a Mutualista is a good option, such a subscription does not cover things like medical repatriation and evacuation, as well as costs for care when you are outside Uruguay. For this reason, many people still opt for international private insurance.
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How is the general practitioner arranged in Uruguay?

  • In Uruguay, they are familiar with the family doctor, but it is somewhat less essential than in some Western countries. People often still go directly to a specialist through their Mutualista or through the public system.
  • Registering with a family doctor is not mandatory, but it can be useful. You can find family doctors in public healthcare centers, in private clinics, or through the institution with which you are affiliated with the Mutualista.
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How is the dentist arranged in Uruguay?

  • In Uruguay, you can find both public and private dental care.
  • Public dental care is limited and only covers basic care.
  • Most foreigners living in Uruguay choose private dental care because of the more extensive options and better facilities.
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How is pregnancy care arranged in Uruguay?

  • Uruguay is one of the most progressive countries in South America and this is reflected in its maternity care.
  • Uruguay has a low maternal and infant mortality rate and offers good care for pregnant women. Both public and private hospitals have specialized departments for childbirth.
  • In public hospitals, childbirth is free for residents and expats with residency status.
  • Private hospitals offer luxury maternity wards, and can cost up to a couple of thousand USD.
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How safe or unsafe is a trip or stay in Uruguay?

What should you pay attention to in terms of safety in Uruguay?

  • As you may have noticed, Uruguay is also one of the safest countries in South America. Crime does still occur, but it is mainly petty crime.
  • Beware of pickpockets and muggers in tourist areas, especially Montevideo. Well-known areas where it is especially unsafe at night and on weekends are Puerto de Montevideo, Plaza Independencia, La Ciudad Vieja and Avenida 18 de Julio.
  • Uruguay is one of the most progressive countries in Latin America. In terms of natural hazards, there are no hurricanes or earthquakes, but there can be heavy storms in the winter. In addition, it rains all year round, which can cause flooding. Strong currents along the Atlantic coast can also be dangerous.

What should you look out for in terms of diseases in Uruguay?

  • There are few tropical diseases in Uruguay. Mosquito-borne diseases such as Dengue and Zika are rare, but they do exist. So still protect yourself well against mosquitoes.
  • Some infectious diseases occur, such as hepatitis A, typhoid and rabies.
  • The sun is quite strong, so watch out for sunstroke and sunburn.
  • In general, food and water hygiene is also good.

What should you pay attention to when it comes to traffic in Uruguay?

  • Uruguay has a good road network, but traffic can be a bit chaotic, especially in Montevideo. Pedestrians are not always given priority and zebra crossings are often ignored.
  • There are quite strict rules in Uruguay. The alcohol limit is 0.0%. Uruguay has a zero tolerance policy for alcohol in traffic. You must also have both hands on the steering wheel at all times when driving. The use of mobile phones is prohibited and seat belts are mandatory.
  • Thieves often target cars that are stopped at traffic lights. Make sure you always keep your windows and doors closed.
  • The alcohol limit is 0.0%. Uruguay has a zero tolerance policy for alcohol in traffic.
  • Buses are a cheap option for travelling around the country and taxis are safe and reasonably affordable.
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What work and travel insurance policies are suitable for short and long stays in Uruguay?

  • Is the trip to Uruguay and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

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What emigration and expat insurance can you take out for Uruguay if you are going to live there for a while?

  • Some visas require you to have insurance in advance, but even if this is not the case, it is important to think carefully about your insurance. Uruguay offers good options for people who are staying in the country temporarily or for a longer period, such as public healthcare and the Mutualista, but this almost never offers sufficient coverage for expats because it does not cover medical repatriation or care in neighboring countries. Many foreigners therefore still opt for their own international health insurance.
  • So make sure your insurance covers medical evacuation as well as coverage in neighboring countries. Read more about insurances for abroad on Expatinsurances.org.
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Uruguay: selection of contributions by WorldSupporters - Bundle

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What insurance can you choose as backpacker, emigrant, expat, intern, nomad, student, volunteer or traveler abroad?
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What are the main international insurances through JoHo and WorldSupporter for activities, backpacking or travel to or from Uruguay

Advice and decision support
Insurance
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What are the main international insurances through JoHo and WorldSupporter for emigrants, expats and nomads in Uruguay

Advice and decision support
Insurance
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Why get specific insurance when going abroad: per activity abroad
What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

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What is travel insurance to insure your trip or vacation?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance in the event of accidents, for example, or repatriation costs if you need to be transported back to your home country urgently. In some cases, travel insurance coverage also applies in your home country.
  • With continuous travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.
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Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are away.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you are going to do.
  • Travel insurance can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.
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What is important to insure when you are going to travel?

  • That you have insurance that is valid in the countries where you are going to travel and possible work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.
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What insurance do you need for a trip or vacation?

 

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Travel insurances and insurances for long term abroad - Theme
What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

Round the world travel insurance or long-term travel insurance

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What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.
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Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.
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What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and possibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.
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What insurance do you need when backpacking abroad?

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Travel insurances and insurances for long term abroad - Theme
What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

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What is backpacking insurance and travel insurance for backpackers?

  • Backpacking insurance for backpackers means that you take out insurance that continues to provide coverage during all your activities abroad and is specifically intended for those who are traveling for a long time, traveling independently, or making frequent use of local transportation.
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Why should you take out travel insurance specifically for backpacking?

  • Travel insurance for backpacking can provide coverage in the event of an accident or emergency while backpacking.
  • Travel insurance for backpacking can provide coverage for damage and accidents during your adventurous or sporting activities.
  • Travel insurance for backpacking can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance for backpacking can provide coverage in the event of damage, loss, or theft of your luggage while backpacking.
  • Travel insurance for backpacking can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance for backpacking can provide coverage if you have to return home early because something has happened to you or your immediate family while backpacking.
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What aspects are important to insure when backpacking abroad?

  • The duration of your trip: so that you are also covered during a very long backpacking trip, or can extend your coverage if you want to stay longer
  • The activities during your trip: so that you can also participate in all kinds of sports and adventure activities that are excluded from travel insurance
  • Coverage of your medical expenses during your trip: so that you are always covered, even if you go to work or if the costs in the event of an accident are higher than the Dutch rate
  • Coverage for natural disasters and war during your trip: so that you don't have to return home immediately with your tail between your legs every time the Dutch government issues negative travel advice
  • Your insurer's specialization: so that your insurer specializes in backpacking trips or long stays abroad, and doesn't treat you like an “all-inclusive sunglasses claimant.”
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What insurance do you need when backpacking abroad?

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

Insurance for working abroad

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What is insurance for working abroad?

  • Insuring yourself for working abroad means taking out insurance that continues to provide coverage during your paid work abroad.
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Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for paid work abroad.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • Standard travel insurance policies generally do not provide sufficient coverage to apply for a work visa or working holiday visa.
  • Standard travel insurance policies generally only cover stays abroad for a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that there will be no coverage for the entire travel period.
  • Standard travel insurance policies generally only provide coverage for recreational travel without study, internship, or work. If you engage in activities other than recreational activities, this generally means that you will no longer be covered for the entire travel period.
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What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • that you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • that your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. In most countries, healthcare costs are higher than in the Netherlands.
  • that you insure your luggage and take sufficient precautions against theft or damage.
  • that you are well insured against personal liability.
  • that you are well insured in case of accidents.
  • that you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  •  that you take care to choose the right coverage when working in healthcare, with wild animals, and with dangerous machinery.
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What insurance do you need to work abroad?

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International insurance for working abroad
What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work

Volunteering abroad with the right insurance

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What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad
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Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.
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What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.
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What insurance do you need when volunteering abroad?

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

Internship abroad with the right insurance

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What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.
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Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.
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What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

Studying abroad with the right insurance

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What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.
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Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.
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What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

Take out insurance if you are going to do move abroad as expat or emigrant?

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What is an expat insurance?

  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.
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What is an emigration insurance, or insurance for moving and living abroad?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.
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Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.
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What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks
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When can you also live abroad for a longer period of time with travel insurance?

  • There are also special expiring travel insurance policies that provide coverage without you having valid health insurance in your home country, however, these travel insurance policies are not intended for emigration or expats, but for stays outside your home country of up to a few years, for study, temporary work, volunteer work, and longer trips.
  • See the information at International Insurances for backpacking and travel abroad
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What insurance do you need for emigration or working as an expat abroad?

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
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Table of content

  • Why should you take out insurance through the JoHo Foundation when you go abroad?
  • Insuring activities abroad:
    • internships, studying, volunteer work or paid work
    • backpacking, holiday, travel or round the world
    • emigration, living abroad, working as expat
  • Insurances for abroad: per insurance 
  • Insurances for abroad: per organization
  • How healthcare works
......Read more on this page

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Safety and insurances for Uruguay

How does healthcare work in Uruguay, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Uruguay, and what travel insurance, health insurance or expat insurance do you need?

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How does the healthcare system work in Uruguay?

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What is the quality of healthcare in Uruguay?

  • This small country between the great powers of Argentina and Brazil has a lot to offer. The country has had diplomatic ties with Switzerland since 1828 and draws much of its inspiration from there. It is wealthy and has a long history of strong social services. This includes health care.
  • The country has both public and private health care institutions. There is also a special hospital subscription for private hospitals called “Mutualista”.
  • Uruguay has also worked hard to implement a digital health care system, which has made healthcare much more efficient.
  • It can be difficult to find staff who speak good English. Speaking a few words of Spanish is not a bad idea.
  • Uruguay has many pharmacies (farmacias), and medicines are generally readily available. Some medicines that require a prescription in Europe or the US are available over the counter here. Many pharmacies have a 24-hour service.
  • Call 911 for emergency medical assistance.
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How does the public healthcare system work in Uruguay?

  • The public healthcare system is organised by the government health service “Administración de los Servicios de Salud del Estado” (ASSE). This system is available to residents and expats with a residence permit. All working residents are automatically registered with the national health system (SNIS). Foreigners can register with a healthcare provider after receiving their residence permit.
  • Public healthcare includes visits to general practitioners, visits to specialists (with referral), hospitalisations, maternity care, vaccinations, limited dental care, limited mental health care and partly prescription medicines.
  • The large hospitals that fall under the ASSE can be found in the big cities. Clinics and small hospital posts can be found in the smaller villages.
  • Unlike many other countries, the public system in Uruguay is not overloaded - partly thanks to Mutualista. The quality has therefore improved in recent years.
  • The healthcare is therefore of reasonably good quality and free or cheap, but the quality still lags behind private healthcare.
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How does the private healthcare system work in Uruguay?

  • In Uruguay, there are several ways to use private healthcare. You can simply pay for it yourself, you can take out international health insurance yourself, or you can use a special, local system - the “Mutualista”.
  • In addition to public healthcare, most Uruguayans have private health insurance with a so-called “Mutualista”. This is a kind of membership model at a hospital where you pay a monthly amount in exchange for access to high-quality healthcare. Co-payments are often still used. The British Hospital and the Asociación Española are two popular medical facilities for expats.
  • Private healthcare offers extensive and faster access to specialists and treatments. The hospitals and clinics are also often better equipped and you will find more English-speaking doctors in private institutions.
  • You can take out multiple kinds of Mutualista subscription with different costs per month. You will quickly get the subscription back if you have to visit a doctor a few times.
  • Another option is an international private health insurance that offers coverage for all kinds of private institutions. Although a Mutualista is a good option, such a subscription does not cover things like medical repatriation and evacuation, as well as costs for care when you are outside Uruguay. For this reason, many people still opt for international private insurance.
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How is the general practitioner arranged in Uruguay?

  • In Uruguay, they are familiar with the family doctor, but it is somewhat less essential than in some Western countries. People often still go directly to a specialist through their Mutualista or through the public system.
  • Registering with a family doctor is not mandatory, but it can be useful. You can find family doctors in public healthcare centers, in private clinics, or through the institution with which you are affiliated with the Mutualista.
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How is the dentist arranged in Uruguay?

  • In Uruguay, you can find both public and private dental care.
  • Public dental care is limited and only covers basic care.
  • Most foreigners living in Uruguay choose private dental care because of the more extensive options and better facilities.
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How is pregnancy care arranged in Uruguay?

  • Uruguay is one of the most progressive countries in South America and this is reflected in its maternity care.
  • Uruguay has a low maternal and infant mortality rate and offers good care for pregnant women. Both public and private hospitals have specialized departments for childbirth.
  • In public hospitals, childbirth is free for residents and expats with residency status.
  • Private hospitals offer luxury maternity wards, and can cost up to a couple of thousand USD.
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How safe or unsafe is a trip or stay in Uruguay?

What should you pay attention to in terms of safety in Uruguay?

  • As you may have noticed, Uruguay is also one of the safest countries in South America. Crime does still occur, but it is mainly petty crime.
  • Beware of pickpockets and muggers in tourist areas, especially Montevideo. Well-known areas where it is especially unsafe at night and on weekends are Puerto de Montevideo, Plaza Independencia, La Ciudad Vieja and Avenida 18 de Julio.
  • Uruguay is one of the most progressive countries in Latin America. In terms of natural hazards, there are no hurricanes or earthquakes, but there can be heavy storms in the winter. In addition, it rains all year round, which can cause flooding. Strong currents along the Atlantic coast can also be dangerous.

What should you look out for in terms of diseases in Uruguay?

  • There are few tropical diseases in Uruguay. Mosquito-borne diseases such as Dengue and Zika are rare, but they do exist. So still protect yourself well against mosquitoes.
  • Some infectious diseases occur, such as hepatitis A, typhoid and rabies.
  • The sun is quite strong, so watch out for sunstroke and sunburn.
  • In general, food and water hygiene is also good.

What should you pay attention to when it comes to traffic in Uruguay?

  • Uruguay has a good road network, but traffic can be a bit chaotic, especially in Montevideo. Pedestrians are not always given priority and zebra crossings are often ignored.
  • There are quite strict rules in Uruguay. The alcohol limit is 0.0%. Uruguay has a zero tolerance policy for alcohol in traffic. You must also have both hands on the steering wheel at all times when driving. The use of mobile phones is prohibited and seat belts are mandatory.
  • Thieves often target cars that are stopped at traffic lights. Make sure you always keep your windows and doors closed.
  • The alcohol limit is 0.0%. Uruguay has a zero tolerance policy for alcohol in traffic.
  • Buses are a cheap option for travelling around the country and taxis are safe and reasonably affordable.
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What work and travel insurance policies are suitable for short and long stays in Uruguay?

  • Is the trip to Uruguay and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

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What emigration and expat insurance can you take out for Uruguay if you are going to live there for a while?

  • Some visas require you to have insurance in advance, but even if this is not the case, it is important to think carefully about your insurance. Uruguay offers good options for people who are staying in the country temporarily or for a longer period, such as public healthcare and the Mutualista, but this almost never offers sufficient coverage for expats because it does not cover medical repatriation or care in neighboring countries. Many foreigners therefore still opt for their own international health insurance.
  • So make sure your insurance covers medical evacuation as well as coverage in neighboring countries. Read more about insurances for abroad on Expatinsurances.org.
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Naar Uruguay reizen om te backpacken, te studeren, stage te lopen, vrijwilligerswerk te doen, te werken, te leven als digital nomad of je te vestigen
Reizen door, wonen in en emigreren naar Uruguay

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Activities abroad: home bundle

Main content and contributions for activities abroad

,,,accommodations, adventure activities, courses, internships, jobs and volunteer projects

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Activities abroad: home page

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From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

Activities abroad

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    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.
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    What work related activities can you do abroad?

    • If you want to gain work experience, and/or also earn money, go and work abroad. You can combine backpacking in Australia with temporary work. You can work on campsites in Europe or bush camps in Africa. You can pretty much go all over the world to work in the hospitality industry, hotels and hostels, in the healthcare sector or for example at a diving school.
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    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down-with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids) or Tiefschneeskiing (racing down through powder snow)?

    Check the pages below for more activities and inspiration and where to go and how to arrange it

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      Icon Welk visum regelen voor een reis naar Uruguay?
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      Een toeristenvisum is niet verplicht voor een verblijf tot 90 dagen. Retour of onwardticket is officieel verplicht, maar hier wordt in de praktijk bijna nooit om gevraagd. Vraag wel na bij je vliegtuigmaatschappij of ze je zonder visum mee laten vliegen. Voor meer informatie over langer blijven, zul...

      FAVORITES
      Icon Ga als psycholoog of pedadogisch adviseur aan de slag in Uruguay
      Ga als psycholoog of pedadogisch adviseur aan de slag in Uruguay

      Ga als psycholoog of pedadogisch adviseur aan de slag in Uruguay. Na een intensieve cursus Spaans en met de juiste skills als psycholoog, pedagoog of aanverwante werkervaring kan deze taalschool je bij een van hun projecten plaatsen. Je werkt als vrijwilliger bij non-profit organisaties.

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      Go abroad!

      Move or live abroad? check your options with The JoHo Insurance Foundation

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      Naar het buitenland (NL)?: Je vertrek voorbereiden of je verzekering afsluiten bij studie, stage of onderzoek in het buitenland

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