Travel to Bangladesh to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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Intro
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Backpacking or traveling in Bangladesh?

  • Bangladesh is an undiscovered gem for backpackers looking for unique experiences off the beaten path. Few travelers can be found there, but the country has an impressive combination of rich culture, friendly people, and diverse landscapes, from lush forests and beaches to impressive rivers. And it's also spotlessly cheap. 
  • Activity spotting: explore the Sundarbans, the largest mangrove forest in the world; visit the beaches of Cox's Bazar; take a boat ride on the Padma and Meghna rivers; explore historic sites such as the Bagerhat Mosque; eat your fill in Dhaka's Old City; go in search of the Bengal tiger; hike through Barisal and visit the floating rice market; trek through the Chittagong Hill Tracts and meet the locals.
  • Animal spotting: Bengal tiger, crocodiles, leopards, otters, Asian elephant, hoolock gibbon, leopard cat, many unusual birds including the magpie robin, Bengal fox, snakes,
  • Food spotting: all kinds of paratha (kind of bread), kachchi biryani (rice with all kinds of delicacies), bhuna khichuri (rice and lentil dish), morog polao (chicken pilaf), an awful lot of curries, grilled chicken, haleem (spicy lentil soup), fuchka (a very delicious snack in the evening), misti doi (sweet yogurt). 
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Studying in Bangladesh?

  • Bangladesh offers study opportunities to international students. The cost of living and education is relatively low, making it an affordable option. Medicine, engineering, technology, agriculture and international relations are some of the most popular studies.
  • Study cities: Dhaka is the largest study city, where most of the prestigious universities are located. Chittagong and Sylhet also have several institutions.
  • Language: English. 
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Internship in Bangladesh?

  • There are several internship opportunities in Bangladesh, mainly with NGOs, international organizations, and local businesses. Many internships focus on topics such as development, health, and environmental conservation, but you can also work in marketing or IT, for example.
  • Competencies: project management, humanitarian aid, dealing with complex situations, flexibility, intercultural communication, etc. 
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Volunteering in Bangladesh?

  • There are many fun and special volunteer opportunities in Bangladesh. There is particular demand in the areas of education, community development, health and conservation. 
  • Many volunteers help improve infrastructure in rural areas, or work with vulnerable communities such as refugees and women. But you can also, for example, teach a variety of subjects, help in conservation or contribute to countering the effects of climate change. 
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Working in Bangladesh?

  • Working in Bangladesh is especially popular in sectors such as international development, IT, health care, engineering and education. Foreigners often find work with international companies, NGOs or as consultants for development projects.
  • You don't have to do it for the money, unless you work for an international company or organization. 
  • English is widely spoken, but knowledge of Bengali can be a big advantage.
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Working as a digital nomad in Bangladesh?

  • Although Bangladesh is not the most obvious destination for digital nomads, there are opportunities for those looking for a unique experience. Dhaka offers reasonable Internet connections and some coworking spaces, but the infrastructure is not as developed as in other Asian countries.
  • Favorite locations: Dhaka, on the coast, Cox's Bazar. 
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Living in Bangladesh?

  • Living in Bangladesh can be challenging for expats, but it also offers much beauty for those with good adaptability. Living in cities like Dhaka and Chittagong offers access to modern amenities, although traffic and crowds are often challenging. Outside the cities, life is simpler and quieter, but with fewer conveniences. Otherwise, you can experience an awful lot and it costs very little money! 
  • It can be unsafe in Bangladesh though, so make sure you keep a close eye on the security situation. Many expats live near each other, or in gated housing complexes. 
  • There are many schools where you as your expat family can take your children. For example, local schools are open to expats, but there are also several international schools in Dhaka and Chittaging. 
  • Climate: There are three seasons in Bangladesh. You will find a hot and humid season in summer (March-June), a somewhat cooler rainy season from June-October (with frequent flooding) and a cooler, drier winter from October-March. 
  • Language: although English is widely spoken in the cities and at international organizations, learning Bengali is important to really become part of society.
  • Health insurance: public institutions often cannot provide adequate care. Private institutions are better developed, but also charge a higher price. So do make sure you have your own well-covered health insurance.
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CHECK COUNTRY INFORMATION  CHECK PREPARING AND INSURANCE  CHECK ACTIVITIES AND STORIES 

 

Bangladesh Country Bundle: suggestions, stories and tips

Bangladesh Country Bundle: suggestions, stories and tips

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Content about Bangladesh on WorldSupporter

Bangladesh: Updates & Travel

Bangladesh: Updates & Travel

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Travel in Bangladesh

  • A very green, very watery country where, while traveling along the rivers, you can see Asian rural life passing by. Bangladesh is not the most accessible country in South Asia, but it is devoid of (mass backpacking) tourism and there are plenty of opportunities to experience authentic life up close.
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Updates Bangladesh

  • More about Bangladesh, updates and contributions, see the link below.
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How does healthcare work in Bangladesh, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Bangladesh, and what travel insurance, health insurance or expat insurance do you need?

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How does the healthcare system work in Bangladesh?

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What is the quality of healthcare in Bangladesh?

  • Bangladesh is working hard in the field of healthcare. Unfortunately, the healthcare system still has many problems and there is too little funding for it.
  • Healthcare in Bangladesh is therefore often substandard compared to what many foreigners are used to. It is therefore wise to prepare yourself well for a move to Bangladesh. This also includes choosing a good international insurance, because there is a good chance that you will have to seek help abroad.
  • Most wealthy Bangladeshis and emigrants opt for private healthcare or healthcare in, for example, India or Thailand.
  • One of the problems in Bangladesh is that healthcare is too expensive for the poorer population. Despite the fact that public healthcare is free, people still have to pay for tests and medicines.
  • The best facilities can be found in the capital Dhaka. In the countryside, facilities are often absent or very limited.
  • Two well-known hospitals are the United and Apollo hospitals in Dhaka. Most people register here.
  • There are pharmacies that are open 24/7. Many medicines are available without a prescription, but the quality varies. Counterfeit and unmedicated medicines are also a problem. It is best to choose a pharmacy that is affiliated with a private hospital.
  • The emergency number for an ambulance is 199, the general emergency number is 999. In remote areas you may need a local number. 
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How does the public healthcare system work in Bangladesh?

  • Bangladesh has a public healthcare system of hospitals and clinics that provide free care to residents. The system is run by the Directorate General of Health Services (DGHS).
  • Unfortunately, the system is accompanied by long waiting times and very limited facilities and treatments.
  • Public healthcare is also not free for foreigners. The costs are generally lower than in private healthcare, but foreigners living in Bangladesh generally opt for private healthcare.
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How does the private healthcare system work in Bangladesh?

  • Private healthcare is much better in Bangladesh. There are hospitals and clinics that can provide good care with modern facilities. These can mainly be found in the large cities.
  • It is likely that in the event of serious injuries/illnesses medical evacuation abroad will be done.
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How is the general practitioner arranged in Bangladesh?

  • General practitioners are not as common as in some western countries.
  • As a foreigner, it is easiest to find a general practitioner at a private clinic or hospital. It is also common to go directly to a specialist.
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How is the dentist arranged in Bangladesh?

  • Public dental care is minimal and not of good quality. Little attention is paid to oral hygiene, probably also because of the costs.
  • In private healthcare, oral care is much better. Here you can easily go for dental care of the same quality as in more developed countries, but for a fraction of the price. Most clinics can be found in Dhaka.
  • Only in the field of stem cell therapy and materials for fillings does Bangladesh lag behind other countries.
  • Discuss with reliable sources which clinics are good, not every clinic is of good quality.
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How is pregnancy care arranged in Bangladesh?

  • Only slightly more than half of births in Bangladesh are attended by a healthcare worker. Particularly in rural areas, there is little care, and if there are healthcare workers, they are usually male. This forms a barrier for local women to seek help.
  • Many births take place at home, and therefore often without professional help. As a result, maternal mortality is relatively high (although it has fallen considerably in the past 20 years).
  • As a foreigner or wealthy Bangladeshi, you can get maternity care at private clinics and hospitals. The Apollo Hospital is popular for this and offers good care.
  • However, pregnancy in Bangladesh also comes with many (health) risks, for example from drinking water, food, mosquitoes, etc. Especially in the case of a complicated pregnancy, it is wise to find out in advance where and whether you can get good care, or to possibly spend the pregnancy in another country. In Bangladesh there is a procedure called “Menstrual Regulation” which can be performed up to 10-12 weeks after the last menstrual period. This is a form of abortion.
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How safe or unsafe is a trip or stay in Bangladesh?

What should you pay attention to in terms of safety in Bangladesh?

  • Bangladesh has a history of political unrest, protests and violence. It has become quieter in recent years, but it is still wise to stay informed about the current situation before and during your stay in Bangladesh.
  • Furthermore, the country is quite safe in terms of crime, although it does occur, especially in busy areas.
  • Be aware of “phone snatching”, where a phone can be snatched from your hands in public, especially from a scooter.
  • Homosexuality is illegal and punishable and open expression is not tolerated.
  • Floods and cyclones are common and can be very severe, especially during the rainy season (June-October).
  • As a woman, it may be wise to wear modest clothing to avoid being harassed.

What should you look out for in terms of diseases in Bangladesh?

  • Tuberculosis is common in Bangladesh. It is wise to pay close attention to symptoms and take action in time to prevent infecting others. There is also a high risk of mosquito-borne diseases such as malaria. Take precautions such as wearing body-covering clothing and using mosquito repellent.
  • Visit a vaccination doctor for the most up-to-date vaccination advice.
  • Drinking water is unsafe and food hygiene is generally poor. Make sure you eat well-cooked food and only drink bottled or boiled water.
  • Air pollution in Dhaka can be extreme and cause breathing problems, especially for people with respiratory problems.

What should you pay attention to when it comes to traffic in Bangladesh?

  • The most common complaint stories are about the chaos of traffic in Dhaka. The city has one of the worst traffic problems in the world. Traffic laws are not followed and accidents are common due to congested roads, old vehicles and poor infrastructure.
  • Many drivers do not have a driving licence or proper training.
  • The main roads are reasonable, but rural roads are often very poorly maintained.
  • Flooding and monsoon rains make the roads even more dangerous. Domestic flights are better for long distances than trains or buses. These are cheap, but overcrowded and sometimes unsafe.
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What work and travel insurance policies are suitable for short and long stays in Bangladesh?

  • Is the trip to Bangladesh and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.
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What emigration and expat insurance can you take out for Bangladesh if you are going to live there for a while?

  • As a foreigner living in Bangladesh, international insurance is a must. Private care is of good quality, but expensive. There is also a good chance that medical evacuation or repatriation will be necessary in serious cases.
  • Make sure your insurance covers medical evacuation as well as coverage in neighboring countries. Read more about insurances for abroad on Expatinsurances.org.

 

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Bangladesh: selection of contributions by WorldSupporters - Bundle
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Why should you take out specialized travel insurance for a long trip abroad?

Why should you take out specialized travel insurance for a long trip abroad?

Specialized travel insurance for a long trip abroad

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What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.
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Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.
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What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and posibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

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Travel insurances and insurances for long term abroad - Theme
Why should you take out specific insurance when you go on a trip or vacation?

Why should you take out specific insurance when you go on a trip or vacation?

Travel insurance for city breaks, long-distance trips, and vacations

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What is insurance for traveling abroad?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance, or repatriation costs if you need to be transported back home urgently. In some cases, travel insurance coverage also applies on domestic trips.
  • With annual travel insurance or multi-trip travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance or single-trip travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.
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Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are abroad.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you plan to do.
  • Travel insurance can continue to provide coverage if your health insurance no longer provides coverage, or if the damage is only reimbursed at cost price of your home country.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.
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What is important to insure when you are going to travel abroad?

  • That you have insurance that is valid in the country or countries that you are going to visit.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your travels.

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad and health insurances abroad - Theme
Why should you take out specialized travel insurance for working abroad?

Why should you take out specialized travel insurance for working abroad?

Working abroad with the right insurance

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Why should you take out specialized travel insurance for paid work, voluntary work or an internship abroad?

  • There may be several reasons why you need separate insurance when working abroad.
  • During work, internships, or volunteer work abroad where you receive financial compensation (or, for example, food or housing), your national health insurance coverage may expire. You will then need special insurance to remain insured for illness and accidents.
  • During specific work abroad, additional requirements may apply if your work involves additional risks. Only specific insurance policies offer coverage during this type of work.
  • During your work, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your work, local employers generally offer no or limited insurance that provides insufficient coverage.
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What is important to insure when you are going to work abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work.

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad and health insurances abroad - Theme
Why should you take out specialized travel insurance for volunteering abroad?

Why should you take out specialized travel insurance for volunteering abroad?

Volunteering abroad with the right insurance

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What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad
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Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.
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What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad and health insurances abroad - Theme
Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

Internship abroad with the right insurance

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What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.
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Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.
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What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad and health insurances abroad - Theme
Why should you take out specialized travel insurance for studying abroad?

Why should you take out specialized travel insurance for studying abroad?

Studying abroad with the right insurance

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What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.
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Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.
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What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad and health insurances abroad - Theme
Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

Moving abroad with the right insurance

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What is an emigration insurance and what is an expat insurance?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.
  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.
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Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.
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What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad and health insurances abroad - Theme
Why should you take out travel insurance and why through the JoHo Foundation?

Why should you take out travel insurance and why through the JoHo Foundation?

Why Insurances through JoHo

  • Specialized: in emigration, work, internships, study and travel abroad.

  • Service: JoHo offers multiple travel insurances by multiple companies. Thanks to JoHo's extensive experience, it can offer support in case of problems with insurers, as well as advice and fast and personal handling.

  • Safe: JoHo is recognized as a trustworthy intermediary for insurances.

  • Social: by purchasing an insurance through JoHo you provide a talented student in The Philippines with health insurance

Why Should You Take Out A Travel Insurance?

  • The chance of getting injured or ill is generally higher than when you would have stayed at home. The medical care you will need can be very expensive, even more so if you are treated in a private clinic.

  • If you have to fly back because of family circumstances, the flights might be more expensive than your original flight because you have to fly on short notice.

  • You might have to deal with the damage, loss or theft of your luggage.

  • In case of emergency it can be difficult to figure out what to do. A good travel insurance will have an assistance team on standby for you 24/7 and will be able to tell you what steps to take.

Why Should You Specifically Take Out A Travel Insurance For A Long Trip Abroad?

  • Often regular travel or health insurances only cover trips for a maximum number of days (for example 60, 90 or 180 days).

  • Depending on your home country, your health insurance might not offer any coverage for treatment abroad.

  • During a long trip you might consider specific activities, like paid work or volunteering. Regular travel insurances often don’t cover these kind of activities. The same goes for adventurous/ hazardous sports like skydiving, scuba-diving and bungee jumping.

More on why to use JoHo

  • JoHo is one of the few organizations where you can directly purchase a comprehensive range of foreign insurances from a variety of insurers. As with our other products and services, we believe that you should be able to choose between the best, the most cost effective and the most specialized insurance.

  • JoHo offers various possibilities from combining insurances to assisting in transferring from one insurer to another.

  • When you purchase an insurance policy through JoHo, you will not pay more than if you had purchased it directly from the insurer. Sometimes (through special collective agreements) you will even pay less.

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Safety and insurances in Bangladesh

How does healthcare work in Bangladesh, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Bangladesh, and what travel insurance, health insurance or expat insurance do you need?

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How does the healthcare system work in Bangladesh?

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What is the quality of healthcare in Bangladesh?

  • Bangladesh is working hard in the field of healthcare. Unfortunately, the healthcare system still has many problems and there is too little funding for it.
  • Healthcare in Bangladesh is therefore often substandard compared to what many foreigners are used to. It is therefore wise to prepare yourself well for a move to Bangladesh. This also includes choosing a good international insurance, because there is a good chance that you will have to seek help abroad.
  • Most wealthy Bangladeshis and emigrants opt for private healthcare or healthcare in, for example, India or Thailand.
  • One of the problems in Bangladesh is that healthcare is too expensive for the poorer population. Despite the fact that public healthcare is free, people still have to pay for tests and medicines.
  • The best facilities can be found in the capital Dhaka. In the countryside, facilities are often absent or very limited.
  • Two well-known hospitals are the United and Apollo hospitals in Dhaka. Most people register here.
  • There are pharmacies that are open 24/7. Many medicines are available without a prescription, but the quality varies. Counterfeit and unmedicated medicines are also a problem. It is best to choose a pharmacy that is affiliated with a private hospital.
  • The emergency number for an ambulance is 199, the general emergency number is 999. In remote areas you may need a local number. 
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How does the public healthcare system work in Bangladesh?

  • Bangladesh has a public healthcare system of hospitals and clinics that provide free care to residents. The system is run by the Directorate General of Health Services (DGHS).
  • Unfortunately, the system is accompanied by long waiting times and very limited facilities and treatments.
  • Public healthcare is also not free for foreigners. The costs are generally lower than in private healthcare, but foreigners living in Bangladesh generally opt for private healthcare.
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How does the private healthcare system work in Bangladesh?

  • Private healthcare is much better in Bangladesh. There are hospitals and clinics that can provide good care with modern facilities. These can mainly be found in the large cities.
  • It is likely that in the event of serious injuries/illnesses medical evacuation abroad will be done.
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How is the general practitioner arranged in Bangladesh?

  • General practitioners are not as common as in some western countries.
  • As a foreigner, it is easiest to find a general practitioner at a private clinic or hospital. It is also common to go directly to a specialist.
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How is the dentist arranged in Bangladesh?

  • Public dental care is minimal and not of good quality. Little attention is paid to oral hygiene, probably also because of the costs.
  • In private healthcare, oral care is much better. Here you can easily go for dental care of the same quality as in more developed countries, but for a fraction of the price. Most clinics can be found in Dhaka.
  • Only in the field of stem cell therapy and materials for fillings does Bangladesh lag behind other countries.
  • Discuss with reliable sources which clinics are good, not every clinic is of good quality.
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How is pregnancy care arranged in Bangladesh?

  • Only slightly more than half of births in Bangladesh are attended by a healthcare worker. Particularly in rural areas, there is little care, and if there are healthcare workers, they are usually male. This forms a barrier for local women to seek help.
  • Many births take place at home, and therefore often without professional help. As a result, maternal mortality is relatively high (although it has fallen considerably in the past 20 years).
  • As a foreigner or wealthy Bangladeshi, you can get maternity care at private clinics and hospitals. The Apollo Hospital is popular for this and offers good care.
  • However, pregnancy in Bangladesh also comes with many (health) risks, for example from drinking water, food, mosquitoes, etc. Especially in the case of a complicated pregnancy, it is wise to find out in advance where and whether you can get good care, or to possibly spend the pregnancy in another country. In Bangladesh there is a procedure called “Menstrual Regulation” which can be performed up to 10-12 weeks after the last menstrual period. This is a form of abortion.
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How safe or unsafe is a trip or stay in Bangladesh?

What should you pay attention to in terms of safety in Bangladesh?

  • Bangladesh has a history of political unrest, protests and violence. It has become quieter in recent years, but it is still wise to stay informed about the current situation before and during your stay in Bangladesh.
  • Furthermore, the country is quite safe in terms of crime, although it does occur, especially in busy areas.
  • Be aware of “phone snatching”, where a phone can be snatched from your hands in public, especially from a scooter.
  • Homosexuality is illegal and punishable and open expression is not tolerated.
  • Floods and cyclones are common and can be very severe, especially during the rainy season (June-October).
  • As a woman, it may be wise to wear modest clothing to avoid being harassed.

What should you look out for in terms of diseases in Bangladesh?

  • Tuberculosis is common in Bangladesh. It is wise to pay close attention to symptoms and take action in time to prevent infecting others. There is also a high risk of mosquito-borne diseases such as malaria. Take precautions such as wearing body-covering clothing and using mosquito repellent.
  • Visit a vaccination doctor for the most up-to-date vaccination advice.
  • Drinking water is unsafe and food hygiene is generally poor. Make sure you eat well-cooked food and only drink bottled or boiled water.
  • Air pollution in Dhaka can be extreme and cause breathing problems, especially for people with respiratory problems.

What should you pay attention to when it comes to traffic in Bangladesh?

  • The most common complaint stories are about the chaos of traffic in Dhaka. The city has one of the worst traffic problems in the world. Traffic laws are not followed and accidents are common due to congested roads, old vehicles and poor infrastructure.
  • Many drivers do not have a driving licence or proper training.
  • The main roads are reasonable, but rural roads are often very poorly maintained.
  • Flooding and monsoon rains make the roads even more dangerous. Domestic flights are better for long distances than trains or buses. These are cheap, but overcrowded and sometimes unsafe.
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What work and travel insurance policies are suitable for short and long stays in Bangladesh?

  • Is the trip to Bangladesh and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.
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What emigration and expat insurance can you take out for Bangladesh if you are going to live there for a while?

  • As a foreigner living in Bangladesh, international insurance is a must. Private care is of good quality, but expensive. There is also a good chance that medical evacuation or repatriation will be necessary in serious cases.
  • Make sure your insurance covers medical evacuation as well as coverage in neighboring countries. Read more about insurances for abroad on Expatinsurances.org.

 

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From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

Activities abroad

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    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.
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    What work related activities can you do abroad?

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    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down-with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids) or Tiefschneeskiing (racing down through powder snow)?

    Check the pages below for more activities and inspiration and where to go and how to arrange it

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