Travel to Rwanda to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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Image  Rwanda

Intro

Backpacking in Rwanda?

  • Rwanda is a special, somewhat smaller African country that you can get through as a backpacker, but whose impressions will linger for a long time.
  • Characteristics: green, varied, relatively safe and clean.

Traveling in Rwanda?

  • A trip through Rwanda is often dominated by the nature parks, volcanoes and wildlife.
  • Spotting cities: Gisenyi, Kigali and the villages around Lake Kivu.
  • Spotting animals: gorillas, chimpanzees, lions, elephants.
  • Avoiding animals: a number of snakes (including the black mamba) and the wild dogs.

Studying in Rwanda?

  • Huye is the student city for those who do not want to go to Kigali.

Internships in Rwanda?

  • Internships: internships can mainly be found in the education, agriculture and healthcare sectors.
  • Characteristics: be sure to bring a good dose of flexibility, French and English are spoken in addition to the local languages.

Volunteering in Rwanda?

  • Volunteer projects: mainly in the education (teaching English), social care and health care sectors.
  • Animal projects: not impossible to help protect gorillas or chimpanzees.

Working in Rwanda?

  • Jobs: except in the development sector, tourism and multinationals, you will find little paid work. Sporadically, board and lodging positions become available at safari lodges.

Working as a digital nomad in Rwanda?

  • Favorite cities: Gisenyi is a pleasant place to stay if you want to stay somewhere for a while to work online.
  • Characteristics: sustainable country where plastic bags have been banned for a long time, relaxed atmosphere, hygienic conditions in the catering industry, and relatively safe for those traveling alone.

Living in Rwanda?

  • Language: Mainly French, English and the local language Kinyarwanda are spoken.
  • Characteristics: super clean country with friendly, cheerful people, emancipated culture, it is not too cold or too hot outside, and the food is varied with lots of vegetables and fruit.
Rwanda Country Bundle: suggestions, stories and tips

Rwanda Country Bundle: suggestions, stories and tips

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Content about Rwanda on WorldSupporter

Rwanda: Updates & Travel

Rwanda: Updates & Travel

Travel in Rwanda

  • Visit the Genocide Memorial Centre. This is a special memorial centre in the capital Kigali for the victims of the Hutu-Tutsi genocide that took place in 1994.
  • Huye (formerly Butare) is a student town in the southern province of Rwanda, with the largest ethnographic museum in the country.
  • Gisenyi, also called the paradise town of Rwanda. This town is located at the northernmost point of Lake Kivu and has many Congolese influences because it borders directly on the city of Goma. Gisenyi also has several beaches where you can book accommodation and watch the sun set over Congo and the reflecting lake.
  • Kigali, the capital of Rwanda, is becoming increasingly attractive to tourists due to the various cozy restaurants and the landscaped city parks in combination with the safety and the good public transport system.
  • Unlike other East African nature parks, Akagera National Park has not yet been discovered by many tourists, which means there is plenty of room for spotting wild animals such as giraffes, zebras, lions and elephants.
  • Nyungwe Forrest, this protected rainforest is located in the south of the country. You can take various walks here for beginners to advanced. You can visit chimpanzee families, view high waterfalls or spot special birds.
  • Lake Kivu is the largest lake in Rwanda, it borders the Democratic Republic of Congo and has beautiful beaches with many restaurants and different types of accommodation. In addition to baking in the sun, you can do activities on the water here, such as: boat trips, paddle boarding, kayaking and canoeing.
  • Be prepared: at the large bus station Nyabugogo in Kigali, many employees of different bus companies try to convince you to buy a ticket from them, sometimes they pull your arm or get into a fight with their competitors over you.
  • Be aware that the Internet is censored, so it is not recommended to search for political information or visit websites with sensitive or inappropriate content.

Updates Rwanda

  • Check the strict ban on plastic bags and other single-use plastics, including their manufacture, importation, use, and sale. Any plastic bags brought into the country will be confiscated (and fined) at the border or airport. 
  • More about Rwanda, updates and contributions, see the link below.

 

How does healthcare work in Rwanda, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Rwanda, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in Rwanda?

What is the quality of healthcare in Rwanda?

  • Rwanda’s healthcare system is surprisingly well-organized — especially considering the regional context.
  • Care is structured in layers:
  • Health posts → first aid and basic care in villages;
  • Health centres → general care, childbirth, vaccinations;
  • District hospitals → referrals and more complex treatments;
  • Provincial and teaching hospitals → specialist care.
  • Although the quality is fairly good and the government has made major progress, challenges remain — such as staff shortages, diseases like malaria and HIV/AIDS, and limited medical supplies.
  • Foreigners and expats can access both public and private healthcare, though the private sector tends to be more reliable in terms of quality and hygiene.
  • English, French, and Kinyarwanda are commonly spoken in healthcare facilities; English is dominant in private ones.
  • Pharmacies are easy to find in cities like Kigali and Huye. Many medicines are available over the counter, though branded drugs can be pricey or occasionally out of stock.
  • The emergency number for ambulances is 912 — though reliability varies. In serious emergencies, a private ambulance or medical evacuation is usually the safer bet.

How does the public healthcare system work in Rwanda?

  • Since 2004, Rwanda has a national insurance system: the Community-Based Health Insurance Scheme (Mutuelle de Santé).
  • The Community-Based Health Insurance Scheme makes healthcare accessible even in rural areas — and insurance is mandatory for all citizens.
  • Most Rwandans are covered under this scheme. Coverage isn’t perfect, but still much better than in many neighboring countries.
  • Public care is low-cost or free, especially for basic services like vaccinations, malaria and HIV treatment, and prenatal care.
  • Quality varies by location: urban hospitals are decently equipped, while rural areas often face severe staff shortages.
  • King Faisal Hospital is considered the best-equipped in the country.
  • Rwanda is frequently praised for its successful vaccination programs and preventive health strategies.

How does the private healthcare system work in Rwanda?

  • Private care is expanding rapidly, especially in Kigali.
  • Private hospitals offer modern facilities, English-speaking staff, and more comfort.
  • Costs are higher than in public hospitals, but still lower than in Western countries.
  • Expats, diplomats, and travelers generally prefer private clinics.
  • For complex or specialized treatments, many people still travel to Kenya or South Africa.

How is the general practitioner arranged in Rwanda?

  • There isn’t a system for general practitioners or family doctors.
  • Sick people go directly to a health center or private clinic with their concerns and issues.
  • English-speaking doctors are available, mainly in Kigali and larger provincial cities.

How is the dentist arranged in Rwanda?

  • Dental care is available in cities, especially in Kigali.
  • Private dentists generally provide decent care, though specialized treatments (orthodontics, implants) are limited.
  • In the public sector, dental care is often limited to pain relief and extractions, so it is not your ideal smile-care option.

How is pregnancy care arranged in Rwanda?

  • Rwanda has made huge progress in maternal and child health.
  • Prenatal checkups are widely available, and over 90% of women now give birth in a healthcare facility.
  • As a result, maternal mortality has dropped sharply, though the mortality rates remain higher in rural areas.
  • Traditional birth attendants are still active in many villages, often alongside modern care.
  • Private hospitals in Kigali have comfortable, English-speaking maternity wards with good reputations, for example King Faisal Hospital.
  • After birth, it’s traditional for the mother and baby to stay in isolation for eight days. After that, a public naming ceremony called Kwita Izina takes place — family and friends gather to officially name the child.

How safe or unsafe is a trip or stay in Rwanda?

What should you pay attention to in terms of safety in Rwanda?

  • Rwanda is surprisingly safe and well-organized, especially compared to some neighboring countries.
  • Kigali is clean, calm, and low-crime.
  • Petty crime (pickpocketing, bag-snatching) can occur in markets or public transport.
  • The country is politically stable, but avoid discussing the past or the government — that’s a sensitive topic.

What should you look out for in terms of diseases in Rwanda?

  • Malaria is present, especially outside Kigali. Use repellent and sleep under a mosquito net.
  • Other risks: HIV/AIDS, bilharzia (snail fever) in stagnant water, and diarrhoeal diseases.
  • Tap water isn’t safe to drink — bottled water is widely available.
  • Also yellow fever, DTP, hepatitis A/B, typhoid are common diseases.
  • Rwanda is quite advanced in HIV prevention and vaccination, so fewer needles, more peace of mind.

What should you pay attention to when it comes to traffic in Rwanda?

  • Roads are well-maintained, especially near Kigali.
  • In rural areas, expect some bumping and slipping adventures.
  • Avoid night driving — poor lighting, wandering livestock, and drivers who believe headlights are a permanent setting.
  • Public transport includes buses and moto-taxis — cheap and handy, but always ask for a helmet (yes, that’s normal).

What work and travel insurance policies are suitable for short and long stays in Rwanda?

  • Is the trip to Rwanda and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

What emigration and expat insurance can you take out for Rwanda if you are going to live there for a while?

  • When applying for your visa, you are usually required to be able to prove that you have valid health insurance.
  • When you have private insurance, you can choose your own doctor in Rwanda.
  • Read more about insurances for abroad on Expatinsurances.org.

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What insurance can you choose as backpacker, emigrant, expat, intern, nomad, student, volunteer or traveler abroad?

What are the main international insurances through JoHo and WorldSupporter for activities, backpacking or travel to or from Rwanda

Advice and decision support
Insurance

What are the main international insurances through JoHo and WorldSupporter for emigrants, expats and nomads in Rwanda

Advice and decision support
Insurance
Why get specific insurance when going abroad: per activity abroad
What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance to insure your trip or vacation?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance in the event of accidents, for example, or repatriation costs if you need to be transported back to your home country urgently. In some cases, travel insurance coverage also applies in your home country.
  • With continuous travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.

Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are away.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you are going to do.
  • Travel insurance can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.

What is important to insure when you are going to travel?

  • That you have insurance that is valid in the countries where you are going to travel and possible work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need for a trip or vacation?

 

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.

Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.

What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and possibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

What insurance do you need when backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpacking insurance and travel insurance for backpackers?

  • Backpacking insurance for backpackers means that you take out insurance that continues to provide coverage during all your activities abroad and is specifically intended for those who are traveling for a long time, traveling independently, or making frequent use of local transportation.

Why should you take out travel insurance specifically for backpacking?

  • Travel insurance for backpacking can provide coverage in the event of an accident or emergency while backpacking.
  • Travel insurance for backpacking can provide coverage for damage and accidents during your adventurous or sporting activities.
  • Travel insurance for backpacking can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance for backpacking can provide coverage in the event of damage, loss, or theft of your luggage while backpacking.
  • Travel insurance for backpacking can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance for backpacking can provide coverage if you have to return home early because something has happened to you or your immediate family while backpacking.

What aspects are important to insure when backpacking abroad?

  • The duration of your trip: so that you are also covered during a very long backpacking trip, or can extend your coverage if you want to stay longer
  • The activities during your trip: so that you can also participate in all kinds of sports and adventure activities that are excluded from travel insurance
  • Coverage of your medical expenses during your trip: so that you are always covered, even if you go to work or if the costs in the event of an accident are higher than the Dutch rate
  • Coverage for natural disasters and war during your trip: so that you don't have to return home immediately with your tail between your legs every time the Dutch government issues negative travel advice
  • Your insurer's specialization: so that your insurer specializes in backpacking trips or long stays abroad, and doesn't treat you like an “all-inclusive sunglasses claimant.”

What insurance do you need when backpacking abroad?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad?

  • Insuring yourself for working abroad means taking out insurance that continues to provide coverage during your paid work abroad.

Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for paid work abroad.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • Standard travel insurance policies generally do not provide sufficient coverage to apply for a work visa or working holiday visa.
  • Standard travel insurance policies generally only cover stays abroad for a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that there will be no coverage for the entire travel period.
  • Standard travel insurance policies generally only provide coverage for recreational travel without study, internship, or work. If you engage in activities other than recreational activities, this generally means that you will no longer be covered for the entire travel period.

What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • that you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • that your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. In most countries, healthcare costs are higher than in the Netherlands.
  • that you insure your luggage and take sufficient precautions against theft or damage.
  • that you are well insured against personal liability.
  • that you are well insured in case of accidents.
  • that you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  •  that you take care to choose the right coverage when working in healthcare, with wild animals, and with dangerous machinery.

What insurance do you need to work abroad?

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work

What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad

Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.

What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.

What insurance do you need when volunteering abroad?

Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.

Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.

What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.

Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.

What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance?

  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.

What is an emigration insurance, or insurance for moving and living abroad?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.

Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.

What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks

When can you also live abroad for a longer period of time with travel insurance?

  • There are also special expiring travel insurance policies that provide coverage without you having valid health insurance in your home country, however, these travel insurance policies are not intended for emigration or expats, but for stays outside your home country of up to a few years, for study, temporary work, volunteer work, and longer trips.
  • See the information at International Insurances for backpacking and travel abroad

What insurance do you need for emigration or working as an expat abroad?

International insurance through JoHo Insurances and JoHo WorldSupporter

International insurance through JoHo Insurances and JoHo WorldSupporter

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Table of content

  • Why should you take out insurance through the JoHo Foundation when you go abroad?
  • Insuring activities abroad:
    • internships, studying, volunteer work or paid work
    • backpacking, holiday, travel or round the world
    • emigration, living abroad, working as expat
  • Insurances for abroad: per insurance 
  • Insurances for abroad: per organization
  • How healthcare works
......Read more on this page

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Safety, insurances and packinglist for Rwanda

How does healthcare work in Rwanda, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Rwanda, and what travel insurance, health insurance or expat insurance do you need?

How does the healthcare system work in Rwanda?

What is the quality of healthcare in Rwanda?

  • Rwanda’s healthcare system is surprisingly well-organized — especially considering the regional context.
  • Care is structured in layers:
  • Health posts → first aid and basic care in villages;
  • Health centres → general care, childbirth, vaccinations;
  • District hospitals → referrals and more complex treatments;
  • Provincial and teaching hospitals → specialist care.
  • Although the quality is fairly good and the government has made major progress, challenges remain — such as staff shortages, diseases like malaria and HIV/AIDS, and limited medical supplies.
  • Foreigners and expats can access both public and private healthcare, though the private sector tends to be more reliable in terms of quality and hygiene.
  • English, French, and Kinyarwanda are commonly spoken in healthcare facilities; English is dominant in private ones.
  • Pharmacies are easy to find in cities like Kigali and Huye. Many medicines are available over the counter, though branded drugs can be pricey or occasionally out of stock.
  • The emergency number for ambulances is 912 — though reliability varies. In serious emergencies, a private ambulance or medical evacuation is usually the safer bet.

How does the public healthcare system work in Rwanda?

  • Since 2004, Rwanda has a national insurance system: the Community-Based Health Insurance Scheme (Mutuelle de Santé).
  • The Community-Based Health Insurance Scheme makes healthcare accessible even in rural areas — and insurance is mandatory for all citizens.
  • Most Rwandans are covered under this scheme. Coverage isn’t perfect, but still much better than in many neighboring countries.
  • Public care is low-cost or free, especially for basic services like vaccinations, malaria and HIV treatment, and prenatal care.
  • Quality varies by location: urban hospitals are decently equipped, while rural areas often face severe staff shortages.
  • King Faisal Hospital is considered the best-equipped in the country.
  • Rwanda is frequently praised for its successful vaccination programs and preventive health strategies.

How does the private healthcare system work in Rwanda?

  • Private care is expanding rapidly, especially in Kigali.
  • Private hospitals offer modern facilities, English-speaking staff, and more comfort.
  • Costs are higher than in public hospitals, but still lower than in Western countries.
  • Expats, diplomats, and travelers generally prefer private clinics.
  • For complex or specialized treatments, many people still travel to Kenya or South Africa.

How is the general practitioner arranged in Rwanda?

  • There isn’t a system for general practitioners or family doctors.
  • Sick people go directly to a health center or private clinic with their concerns and issues.
  • English-speaking doctors are available, mainly in Kigali and larger provincial cities.

How is the dentist arranged in Rwanda?

  • Dental care is available in cities, especially in Kigali.
  • Private dentists generally provide decent care, though specialized treatments (orthodontics, implants) are limited.
  • In the public sector, dental care is often limited to pain relief and extractions, so it is not your ideal smile-care option.

How is pregnancy care arranged in Rwanda?

  • Rwanda has made huge progress in maternal and child health.
  • Prenatal checkups are widely available, and over 90% of women now give birth in a healthcare facility.
  • As a result, maternal mortality has dropped sharply, though the mortality rates remain higher in rural areas.
  • Traditional birth attendants are still active in many villages, often alongside modern care.
  • Private hospitals in Kigali have comfortable, English-speaking maternity wards with good reputations, for example King Faisal Hospital.
  • After birth, it’s traditional for the mother and baby to stay in isolation for eight days. After that, a public naming ceremony called Kwita Izina takes place — family and friends gather to officially name the child.

How safe or unsafe is a trip or stay in Rwanda?

What should you pay attention to in terms of safety in Rwanda?

  • Rwanda is surprisingly safe and well-organized, especially compared to some neighboring countries.
  • Kigali is clean, calm, and low-crime.
  • Petty crime (pickpocketing, bag-snatching) can occur in markets or public transport.
  • The country is politically stable, but avoid discussing the past or the government — that’s a sensitive topic.

What should you look out for in terms of diseases in Rwanda?

  • Malaria is present, especially outside Kigali. Use repellent and sleep under a mosquito net.
  • Other risks: HIV/AIDS, bilharzia (snail fever) in stagnant water, and diarrhoeal diseases.
  • Tap water isn’t safe to drink — bottled water is widely available.
  • Also yellow fever, DTP, hepatitis A/B, typhoid are common diseases.
  • Rwanda is quite advanced in HIV prevention and vaccination, so fewer needles, more peace of mind.

What should you pay attention to when it comes to traffic in Rwanda?

  • Roads are well-maintained, especially near Kigali.
  • In rural areas, expect some bumping and slipping adventures.
  • Avoid night driving — poor lighting, wandering livestock, and drivers who believe headlights are a permanent setting.
  • Public transport includes buses and moto-taxis — cheap and handy, but always ask for a helmet (yes, that’s normal).

What work and travel insurance policies are suitable for short and long stays in Rwanda?

  • Is the trip to Rwanda and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

What emigration and expat insurance can you take out for Rwanda if you are going to live there for a while?

  • When applying for your visa, you are usually required to be able to prove that you have valid health insurance.
  • When you have private insurance, you can choose your own doctor in Rwanda.
  • Read more about insurances for abroad on Expatinsurances.org.

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From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.

    What work related activities can you do abroad?

    • If you want to gain work experience, and/or also earn money, go and work abroad. You can combine backpacking in Australia with temporary work. You can work on campsites in Europe or bush camps in Africa. You can pretty much go all over the world to work in the hospitality industry, hotels and hostels, in the healthcare sector or for example at a diving school.

    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down-with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids) or Tiefschneeskiing (racing down through powder snow)?

    Check the pages below for more activities and inspiration and where to go and how to arrange it

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      Education Category: General Ages: 16+ During my Bachelor's semester abroad in Rwanda, I gave a short course on "how to write a CV". My fellow Rwandan student friends told me they were a bit insecure about how to go about job searching. So I thought, why not give a short course? And we wou...

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