Top 5 car Insurance companies in Dubai 2021

When you are driving in the United Arab Emirates, it is necessary to have an insurance policy. It is mandatory for every vehicle owner whether it is a small passenger car or a luxurious car or heavy vehicles and commercial trucks. The motor insurance companies and their policies defend the vehicle owner against any mishap or damage that may happen due to unfavorable circumstances. 

To get the insurance for your rental car, you can ask the procedure from the
Rent A Car Dubai company from where you are renting a car. You can also pay by your credit card as many banks cover the insurances on credit cards. 

Car insurance is also important as insurance companies cover losses that occurred due to incidents like accidents, thefts, injuries, etc. insured people also have the benefit to customize their insurance plan as per their needs and requirements. Generally, there are two types of motor insurance policies that are offered in the UAE. One is comprehensive insurance and the other one is third-party insurance. 

Comprehensive insurance is responsible for providing coverage from the losses arising from accidents or fires. Whereas the third-party insurance policy helps to cover the damage caused by other cars to your vehicle. There are several companies in Dubai that offer you the best car insurance, but before optioning a vehicle insurance company you have to check out all of them.  

Some of the famous and best car insurance companies of Dubai are listed here:

1- Oman Insurance Company

This insurance company has been providing services for motor insurance for more than 30 years. Oman Insurance Co. offers both comprehensive and third-party insurance to both private and commercial vehicles. This company offers you normal coverage options and along with this, it also gives you some additional benefits like 24/7 emergency roadside assistance, agency repair for up to 3 years, protection from natural disasters, and third-party insurance damage up to 3,500,000 AED. It also offers you personal accident cover for both drivers and passengers up to 200,000 AED and many more.  

2- AXA Car Insurance

AXA is one of the largest and top insurance brands in the UAE. It also provides both comprehensive and third-party insurance. It is also ranked number 1 company globally. It also offers you a 10% discount if you avail of it online from online portals. You can submit your claims online or by calling customer care. It offers comprehensive coverage for up to 15 years. It gives you the insurance of RTA inspection done if it is required. Along with these some additional benefits are breakdown recovery, 24/7 road assistance, pick and drop service to the repair centers and back, and replacement of car in case of a claim. 

3- AIG Car Insurance

It is one of the best online portal insurance companies, offering quick and customized services. It designed its policies by keeping customer’s safety a priority. Their online portal offers you fresh quotes, helps in the renewal of insurance, and also provides you assistance in car hire replacement. Its insurance policy is valid for 13 months. It provides you agency repair, roadside assistance, off-road cover, dent repair, ambulance fees, and 12 months waiver of depreciation. If you are looking for the best car insurance company in Dubai, AIG can be the best for you. 

4- Al Fujairah National Insurance Company

This company has provided comprehensive coverage in the UAE for more than 40 years. It is one of the oldest insurance companies in the emirates. It has a wide clientele in the UAE. It provides comprehensive and extensive car insurance options. Al Fujairah National Insurance Company offers both comprehensive and third-party insurance and provides you cover for theft, collision, fire, external explosion, overturning, and accidents. It also provides coverage for both drivers as well as passengers. 

5- Orient Insurance Company

It is also known as Motor Plus. This company started its journey in 1982 and provided services to the residents of the UAE. It also provides benefits to customers around the world. It covers third-party damage to a maximum of 1,000,000. It provides additional benefits such as Oman coverage, protection against flood, storm, or any other natural disaster, protection for personal effects, and clothing against fire, off-road covers, protection against strikes and riots, and many more. 

How to get cheap car insurance in Dubai?

Follow the following steps to get cheap car insurance in Dubai:

1- First of all, get your No-claims discounts.

2- Pick up and choose your optional add-on.

3- Raise your surplus.

4- Before making an option, look for discounts and offers.

5- Avoid modifying your car.

6- Check for the multi-car discounts.

7- Look for the indirect ways and save your money.

8- Consider TPL (Third-Party Liability) insurance.

In case you are renting a car in Dubai, make sure to contact your Cheap Rent a car Dubai  agency and ask every essential detail about covering the insurance for your hired vehicle. 

You can choose one of the above-mentioned companies to get your car insurance to avoid issues in the future.