Travel to Singapore to backpack, study, intern, volunteer, work, or live as a digital nomad, expat or emigrant?

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Backpacking in Singapore?

  • A small town/country, where many a backpacker makes a (transfer) stop to experience modern luxury and cultural experiences. 
  • Characteristics: small but nice!
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Traveling in Singapore?

  • From food, to traditions, to architecture, in Singapore you will find a hodgepodge of cultures. A safe, comfortable and beautiful country to spend some time in. 
  • City spotting: Singapore... that's all there is to it.
  • Activity spotting: explore viewpoints, theme parks, explore livable neighborhoods like Chinatown and Little India, shop till you drop, visit botanical gardens and take a walk through Singapore's wetlands or last forests. 
  • Nature spotting: Singapore is mainly city, but besides the city parks, you can also visit Bukit Timah Nature Reserve, the Kranji Swamps, Sungei Buloh Wetland Reserve and Pulau Ubin. 
  • Animal spotting: long-tailed macaque, Malayan krait, red-cheeked toad, Pangolin. 
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Studying in Singapore?

  • Education in Singapore: excellent education, known for its high standards. 
  • Language: nice and easy, English! 
  • Studies: you don't have to feel limited in your choices. 
  • Study cities: Singapore, of course. 
  • Study culture: the study culture in Singapore is intense and competitive, with a strong emphasis on academic achievement and extracurricular activities. Students often have a busy schedule of lectures, study and extracurricular activities.
  • Language learning: English is the main language of instruction, but students can also learn other languages through university programs and language schools. There are several opportunities for learning local languages such as Mandarin and Malay.
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Internship in Singapore?

  • Internships: Singapore offers a wide range of internship opportunities in various sectors such as finance, technology, engineering, and business management. Large companies, startups, and international organizations often offer internships. 
  • Internship city: Singapore. 
  • Characteristics: Internships in Singapore are often well structured and offer valuable experience with a focus on professional development. They can have a competitive selection process and usually expect interns to be high performers and proactive. The work culture is formal and results-oriented.
  • Competencies: project management, professional communication, learning about a different work culture, working in an international and fast-growing business environment. 
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Volunteer in Singapore?

  • There are not many options for full-time volunteering in Singapore, but there are many general options for part-time volunteering in community aid, animal protection, women's empowerment and all kinds of small initiatives. 
  • Animal/nature projects: animal protection, stray animals. 
  • Characteristics: hard to find anything, especially part-time volunteering opportunities.  
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Working in Singapore?

  • Jobs: in specific fields, expats can find jobs especially those that require a higher level of education. There are also many jobs in IT, engineering, finance, healthcare and business administration. 
  • Work culture: a mix of more foreign work culture at international companies and more traditional work culture at local companies. In general, it is important to dress professionally, and hierarchy and respect for authority is very important. Strict rules often apply in the workplace, and cooperation is more important than individual performance. 
  • Features: you'll get away with English, prepare for a formal environment and lots of intercultural interactions, combined with a good salary and friendly tax system! 
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Working as a digital nomad in Singapore?

  • An attractive country for digital nomads partly because of its excellent infrastructure, security and access to other countries in Southeast Asia, but expensive and sometimes difficult to find workplaces.
  • Features: safe, well laid out and nice and multicultural, but strict rules, expensive and you have to love the weather....
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Living in Singapore?

  • Singapore is a vibrant city-state where you never have to feel unsafe and where you can enjoy a high standard of living. Living here means a mix of modern luxury and cultural diversity, excellent infrastructure and being surrounded by innovation.
  • Language: English is the main language for communication and business, although Malay, Mandarin and Tamil are also official languages and regularly used in various communities.
  • Quality of life: Singapore offers a high quality of life with a clean, safe environment and access to state-of-the-art amenities. The city is known for its good public services and high standard of living, but don't expect to get much into the wilds of nature to get far from city life! 
  • Culture: In Singapore, you will find a melting pot of different cultures such as Chinese, Malay, Indian and Western. So respect for different cultures is very important. In addition, core values are hierarchy and respect, punctuality and looking civilized. 
  • Characteristics: innovative environment, sustainability, strong economy, multicultural, excellent facilities and one of the safest countries in the world. 
  • Healthcare: Healthcare in Singapore is high quality and accessible, with modern hospitals and well-trained medical professionals. The city is known for its efficient and reliable healthcare systems. Be sure to arrange your own (international) health insurance.

 

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CHECK COUNTRY INFORMATION  CHECK PREPARING AND INSURANCE  CHECK ACTIVITIES AND STORIES 

 

Singapore Country Bundle: suggestions, stories and tips

Singapore Country Bundle: suggestions, stories and tips

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Content about Singapore on WorldSupporter

How does healthcare work in Singapore, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Singapore, and what travel insurance, health insurance or expat insurance do you need?

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How does the healthcare system work in Singapore?

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What is the quality of healthcare in Singapore?

  • Singapore has very good healthcare facilities, one of the most efficient and high quality healthcare systems in the world! It is common for people to come to Singapore from Indonesia for medical care.
  • The cost of healthcare is high, as is the cost of everything in Singapore.
  • There is a two-tier system with both private and public healthcare, supported by the national Medisave system, which provides medical coverage for Singapore citizens and permanent residents.
  • Medisave does not cover expats, so private health insurance is essential.
  • Hospitals have three types of wards; A, B and C. C is the cheapest, with generally 9 beds per ward, A is the most expensive, but you do get a private room.
  • Pharmacies are easy to find in shopping malls and community centres, and some are even open 24 hours a day.
  • Emergency services are efficient and reliable. For an ambulance, dial 995.
  • Medical staff also speak good English, making it even easier for expatriates to seek care.
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How does the public healthcare system work in Singapore?

  • Singaporeans and permanent residents are entitled to public healthcare services and the insurance programme that covers most (around 70%) of the costs. Registration is automatic.
  • Permanent residents of Singapore pay contributions to the Central Provident Fund (CPF).
  • This health insurance system consists of the 3 M’s: MediShield Life (the compulsory health insurance), MediSave (a kind of medical savings programme for the costs of basic healthcare) and MediFund (the safety net for those who cannot afford it themselves).
  • Other temporary residents have to pay the costs themselves unless they have private insurance.
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How does the public healthcare system work in Singapore?

  • The private healthcare sector is large in Singapore.
  • Expats generally make the most use of the private sector. The care is very good, there is more choice of treatments and care centres and it offers more comfortable services.
  • The costs are a lot higher than in the public sector.
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How is the general practitioner arranged in Singapore?

  • GPs are the first step in healthcare. They can be found in government-subsidized outpatient clinics, private clinics and health centres. There are many clinics spread across Singapore.
  • Most clinics offer walk-in appointments.
  • As a resident, you pay around 15-30 Singapore dollars, but as a foreigner, around 50-60 Singapore dollars.
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How is the dentist arranged in Singapore?

  • In dental care, there is also a mix of private and public providers, who charge different fees for treatments. Dental care is regulated by the Singapore Dental Council.
  • In general, the treatments are of high quality.
  • There are two major dental care facilities: the National Dental Centre Singapore (NDCS) and the National University Centre for Oral Health Singapore (NUCOHS). In addition, you can also go to outpatient clinics, hospitals and private practices.
  • The NDCS has a database where new residents can search for dentists in their area.
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How is pregnancy care arranged in Singapore?

  • Pregnancy care is well organised in Singapore, with full prenatal and postnatal care.
  • All care is provided by doctors and midwives, there is no midwifery.
  • The infant mortality rate is very low, so pregnant women are in good hands here.
  • Most births take place in hospitals, but home births are also an option, although this only occurs in less than one percent of cases in Singapore.
  • Abortion is legal until at least 24 weeks, or later if the mother is at risk.
  • IVF and IUI treatments are available in Singapore.
  • Breastfeeding is encouraged, and it is socially acceptable to breastfeed in public. There are also lactation rooms available in many shopping malls and public buildings.
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How safe or unsafe is a trip or stay in Singapore?

What should you pay attention to in terms of safety in Singapore?

  • Singapore is one of the safest countries in the world, with very low crime rates. This is due to strict law enforcement and severe penalties for violations. It is therefore very safe for expats, provided they follow the rules themselves.
  • There are also virtually no natural disasters in Singapore, making it a safe place to live.
  • As a new resident, it is important to familiarize yourself with the strict rules, such as the ban on chewing gum, high fines for littering on the streets and strict censorship. Also be careful about what you share online, as offensive statements about religion or politics can have legal consequences.

What should you look out for in terms of diseases in Singapore?

  • The risk of infectious diseases is low, but dengue fever and other mosquito-borne diseases are a problem, especially during the rainy season (May-October). If you are pregnant or become pregnant in Singapore, it is important to be aware of the risks of the Zika virus.
  • Laat je goed informeren over de laatste stand van zaken met betrekking tot de gezondheidsmaatregelen en vaccinaties.
  • The tap water in Singapore is safe to drink!

What should you pay attention to when it comes to traffic in Singapore?

  • Singapore has a well-organized traffic system. Note that traffic laws are strictly enforced and violations, such as drunk driving or running red lights, result in heavy fines or imprisonment.
  • In general, the maximum speed limit is 50 km/h unless otherwise indicated. For example, on the Expressway it is between 70 and 90 km/h and in school zones, for example, 40 km/h.
  • Public transport is fast, efficient and affordable. The MRT (subway) and buses are the most popular modes of travel.
  • Expats can drive with their foreign driver's license for up to 12 months, but must then obtain a Singaporean driving permit. Traffic regulations are comparable to European standards.
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What work and travel insurance policies are suitable for short and long stays in Singapore?

  • Is the trip to Singapore and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

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What emigration and expat insurance can you take out for Singapore if you are going to live there for a while?

  • For some visas it is mandatory to prove that you are sufficiently insured yourself. This can also be done through your employer. However, most emigrants also take out their own international insurance to cover any gaps in the local insurance, or for example repatriation.
  • Read more about insurances for abroad on Expatinsurances.org.
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Packing list for Singapore, travel insurance for Singapore, and taking your belongings

Packing list for Singapore, travel insurance for Singapore, and taking your belongings

To pack and bring to Singapore

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Packing list for Singapore, travel insurance for Singapore, and taking your belongings

To take or not to take to Singapore, leave at home or arrange locally?
Sufficiently insured or not for your activities in Singapore?
Sufficiently insured or not for your trip to Singapore?
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What to take with you to Singapore: spotlighted

Featured items:
  • Documents: a passport that is valid for at least 6 months and online/offline copies.
  • Money: having a few Singapore dollars for when you arrive is not a bad idea, but you can use your debit card and credit card everywhere.
  • Care: high factor sunscreen.
  • Outdoor and practical: cap/hat and sunglasses.
  • Clothing: breathable clothing made of cotton or linen is most comfortable in hot, humid weather, combined with a sweater for the very cold air conditioning. Tropical showers are also not uncommon, so a raincoat is useful.
  • Shoes: comfortable walking shoes and possibly sandals or flip-flops.
  • Reusable water bottle, because you will need to drink a lot of water!
  • Medicines and travel kit: a small first aid kit with ORS and hand sanitizer for visits to Hawker Centres. Insect repellent (see also DEET mosquito repellent).
  • Technology and equipment: world plug with type G (see also world plug or travel plug).
What are some other options for packing as well?
  • A nice outfit for when you want to go out for the night.
  • A small umbrella.
  • A quick-drying travel towel.
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What should you keep in mind when traveling to Singapore with your belongings?

  • The strict laws regarding the import of products.
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Are there mosquitoes in Singapore?

  • Mosquitoes are being fought vigorously in Singapore, but it is still a tropical country. So they are still there, especially during the rainy season.
  • Mosquitoes can also transmit diseases such as dengue fever. So it is important to protect yourself well.
  • More about protection against mosquitoes and insects.
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Are there sandflies in Singapore?

  • Yes, there are certain types of sand flies in Singapore, but don't worry. They are annoying, but do not transmit diseases.
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Can you buy DEET, or other mosquito repellents, in Singapore?

  • DEET and other mosquito repellents are easy to obtain in Singapore.
  • Walk into a pharmacy, drugstore (e.g. Watson) or large supermarket and you have it!
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Can you buy a joint or weed in Singapore, or take it with you to Singapore?

  • Everything that has to do with cannabis is illegal.
  • There are high penalties for using, possessing and importing cannabis. So a big risk.
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Singapore: Updates & Travel

Singapore: Updates & Travel

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Travel in Singapore?

  • A city-state that is oh so clean, bursting with shopping malls, has tiny tropical islands off the coast and where the Raffles Hotel has become world famous: this is Singapore! From Orchard Road to Little India and from China Town to Arab Street. The orchid is the national flower and you will find this special plant everywhere. Also special is the traditional architecture combined with futuristic buildings with vertical gardens.
  • Singapore is a paradise for shopping. A visit to one of the many impressive shopping malls is therefore a must.
  • In Little India you can escape from the busy city life and imagine yourself in another world. Surprisingly enough, many Indians live in Little India and therefore it is also full of Indian shops and restaurants.
  • Chinatown is located right next to the Financial District and sometimes still has an authentic Chinese atmosphere. Because there are many tourists who find Chinatown interesting, a lot of trinkets are also sold. In the meantime, many clothing manufacturers from India have also settled between the Chinese shops and you can buy a nice suit very cheaply. The Buddha Tooth Relic Temple and Museum in Chinatown is also worth a visit.
  • Eating in a food court or a hawker center is cheap and an experience in itself. The many smells that come your way when you walk through one of these busy places make it difficult to choose.
  • The Singapore Flyer is a Ferris wheel that is located in the Marina district. From the closed cabins you have a beautiful view of Singapore.
  • Sentosa island, a small tourist paradise with everything: beaches, hotels, sports facilities and attractions. Two things are definitely worth it: Underwater World and Dolhpin Lagoon and Butterfly Park.
  • You can eat well along the water along the quays of the Singapore River. Boat Quay and Clark Quay are popular places to eat out.
  • Orchard Road is the street with the most shopping malls. A number of shopping malls are home to the entertainment venues. These bars and clubs usually only open after the shops have closed. The famous Raffles hotel is a beautiful building in colonial style.
  • The colonial center is beautiful. Here you will find the parliament building, the Asian Civilizations Museum and the Art House. A nice photo spot is the statue of Sir Stamford Raffles with the Singapore River and the skyscrapers on the other side in the background.
  • Make sure you do not commit any violations in Singapore, because the penalties are not light. Singapore is also an incredibly clean country, so throwing a piece of gum on the street is quickly seen as a crime (resulting in a huge fine).
  • Be prepared that despite the high penalties, pickpockets are a plague for travelers in Singapore.
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Updates Singapore

  • More about Singapore, updates and contributions, see the link below.
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Singapore: selection of contributions by WorldSupporters - Bundle

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What insurance can you choose as backpacker, emigrant, expat, intern, nomad, student, volunteer or traveler abroad?
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What are the main international insurances through JoHo and WorldSupporter for activities, backpacking or travel to or from Singapore

Advice and decision support
Insurance
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What are the main international insurances through JoHo and WorldSupporter for emigrants, expats and nomads in Singapore

Advice and decision support
Insurance
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Why get specific insurance when going abroad: per activity abroad
What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

What is travel insurance, and why take out specific insurance when you go on a trip or vacation?

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What is travel insurance to insure your trip or vacation?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance in the event of accidents, for example, or repatriation costs if you need to be transported back to your home country urgently. In some cases, travel insurance coverage also applies in your home country.
  • With continuous travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.
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Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are away.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you are going to do.
  • Travel insurance can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.
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What is important to insure when you are going to travel?

  • That you have insurance that is valid in the countries where you are going to travel and possible work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.
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What insurance do you need for a trip or vacation?

 

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Travel insurances and insurances for long term abroad - Theme
What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

What is round the world travel insurance or long-term travel insurance, and why take out specific insurance when you go abroad?

Round the world travel insurance or long-term travel insurance

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What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.
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Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.
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What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and possibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.
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What insurance do you need when backpacking abroad?

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Travel insurances and insurances for long term abroad - Theme
What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

What is backpack insurance, and why take out specific insurance when you go backpacking abroad?

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What is backpacking insurance and travel insurance for backpackers?

  • Backpacking insurance for backpackers means that you take out insurance that continues to provide coverage during all your activities abroad and is specifically intended for those who are traveling for a long time, traveling independently, or making frequent use of local transportation.
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Why should you take out travel insurance specifically for backpacking?

  • Travel insurance for backpacking can provide coverage in the event of an accident or emergency while backpacking.
  • Travel insurance for backpacking can provide coverage for damage and accidents during your adventurous or sporting activities.
  • Travel insurance for backpacking can continue to provide coverage if your Dutch basic health insurance no longer provides coverage, or if the damage is only reimbursed at Dutch cost price.
  • Travel insurance for backpacking can provide coverage in the event of damage, loss, or theft of your luggage while backpacking.
  • Travel insurance for backpacking can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance for backpacking can provide coverage if you have to return home early because something has happened to you or your immediate family while backpacking.
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What aspects are important to insure when backpacking abroad?

  • The duration of your trip: so that you are also covered during a very long backpacking trip, or can extend your coverage if you want to stay longer
  • The activities during your trip: so that you can also participate in all kinds of sports and adventure activities that are excluded from travel insurance
  • Coverage of your medical expenses during your trip: so that you are always covered, even if you go to work or if the costs in the event of an accident are higher than the Dutch rate
  • Coverage for natural disasters and war during your trip: so that you don't have to return home immediately with your tail between your legs every time the Dutch government issues negative travel advice
  • Your insurer's specialization: so that your insurer specializes in backpacking trips or long stays abroad, and doesn't treat you like an “all-inclusive sunglasses claimant.”
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What insurance do you need when backpacking abroad?

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

What is insurance for working abroad, and why do you need specific insurance if you are going to do paid work?

Insurance for working abroad

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What is insurance for working abroad?

  • Insuring yourself for working abroad means taking out insurance that continues to provide coverage during your paid work abroad.
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Why take out insurance, and when is normal travel insurance no longer sufficient?

  • There may be several reasons why you need separate insurance for paid work abroad.
  • During your work, local employers generally offer no or limited insurance that does not provide sufficient coverage.
  • The risk of accidents is sometimes greater during your work, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During specific work abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only special insurance policies offer coverage during this type of work.
  • During work, internships, or volunteer work abroad where you receive a salary or compensation (for example, food or housing), your local health insurance coverage will normally lapse. You will then need special insurance to remain insured for illness and accidents.
  • Standard travel insurance policies generally do not provide sufficient coverage to apply for a work visa or working holiday visa.
  • Standard travel insurance policies generally only cover stays abroad for a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that there will be no coverage for the entire travel period.
  • Standard travel insurance policies generally only provide coverage for recreational travel without study, internship, or work. If you engage in activities other than recreational activities, this generally means that you will no longer be covered for the entire travel period.
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What should you pay attention to in your insurance policy if you are going to work abroad?

  • Make sure you have insurance that is valid in the area where you will be traveling and working.
  • Make sure you are adequately insured for the sports and activities you will be participating in.
  • that you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • that your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. In most countries, healthcare costs are higher than in the Netherlands.
  • that you insure your luggage and take sufficient precautions against theft or damage.
  • that you are well insured against personal liability.
  • that you are well insured in case of accidents.
  • that you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  •  that you take care to choose the right coverage when working in healthcare, with wild animals, and with dangerous machinery.
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What insurance do you need to work abroad?

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International insurance for working abroad
What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work

What is volunteer insurance, and why should you take out specific insurance if you are going to do volunteer work

Volunteering abroad with the right insurance

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What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad
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Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.
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What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.
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What insurance do you need when volunteering abroad?

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

Internship abroad with the right insurance

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What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.
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Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.
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What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

What is insurance for studying abroad, and why should you take out specialized travel insurance for your education abroad?

Studying abroad with the right insurance

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What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.
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Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.
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What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

What is an expat insurance or emigration insurance, and why specifically take out insurance if you are going to do move abroad?

Take out insurance if you are going to do move abroad as expat or emigrant?

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What is an expat insurance?

  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.
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What is an emigration insurance, or insurance for moving and living abroad?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.
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Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.
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What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks
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When can you also live abroad for a longer period of time with travel insurance?

  • There are also special expiring travel insurance policies that provide coverage without you having valid health insurance in your home country, however, these travel insurance policies are not intended for emigration or expats, but for stays outside your home country of up to a few years, for study, temporary work, volunteer work, and longer trips.
  • See the information at International Insurances for backpacking and travel abroad
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What insurance do you need for emigration or working as an expat abroad?

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Travel insurances and insurances for long term abroad - Theme
Staying healthy abroad, healthcare systems and health insurance abroad
International insurance through JoHo Insurances and JoHo WorldSupporter

International insurance through JoHo Insurances and JoHo WorldSupporter

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Table of content

  • Why should you take out insurance through the JoHo Foundation when you go abroad?
  • Insuring activities abroad:
    • internships, studying, volunteer work or paid work
    • backpacking, holiday, travel or round the world
    • emigration, living abroad, working as expat
  • Insurances for abroad: per insurance 
  • Insurances for abroad: per organization
  • How healthcare works
......Read more on this page

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Safety, insurances and packing list for Singapore

How does healthcare work in Singapore, and what travel insurance, health insurance or expat insurance do you need?

How does healthcare work in Singapore, and what travel insurance, health insurance or expat insurance do you need?

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How does the healthcare system work in Singapore?

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What is the quality of healthcare in Singapore?

  • Singapore has very good healthcare facilities, one of the most efficient and high quality healthcare systems in the world! It is common for people to come to Singapore from Indonesia for medical care.
  • The cost of healthcare is high, as is the cost of everything in Singapore.
  • There is a two-tier system with both private and public healthcare, supported by the national Medisave system, which provides medical coverage for Singapore citizens and permanent residents.
  • Medisave does not cover expats, so private health insurance is essential.
  • Hospitals have three types of wards; A, B and C. C is the cheapest, with generally 9 beds per ward, A is the most expensive, but you do get a private room.
  • Pharmacies are easy to find in shopping malls and community centres, and some are even open 24 hours a day.
  • Emergency services are efficient and reliable. For an ambulance, dial 995.
  • Medical staff also speak good English, making it even easier for expatriates to seek care.
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How does the public healthcare system work in Singapore?

  • Singaporeans and permanent residents are entitled to public healthcare services and the insurance programme that covers most (around 70%) of the costs. Registration is automatic.
  • Permanent residents of Singapore pay contributions to the Central Provident Fund (CPF).
  • This health insurance system consists of the 3 M’s: MediShield Life (the compulsory health insurance), MediSave (a kind of medical savings programme for the costs of basic healthcare) and MediFund (the safety net for those who cannot afford it themselves).
  • Other temporary residents have to pay the costs themselves unless they have private insurance.
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How does the public healthcare system work in Singapore?

  • The private healthcare sector is large in Singapore.
  • Expats generally make the most use of the private sector. The care is very good, there is more choice of treatments and care centres and it offers more comfortable services.
  • The costs are a lot higher than in the public sector.
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How is the general practitioner arranged in Singapore?

  • GPs are the first step in healthcare. They can be found in government-subsidized outpatient clinics, private clinics and health centres. There are many clinics spread across Singapore.
  • Most clinics offer walk-in appointments.
  • As a resident, you pay around 15-30 Singapore dollars, but as a foreigner, around 50-60 Singapore dollars.
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How is the dentist arranged in Singapore?

  • In dental care, there is also a mix of private and public providers, who charge different fees for treatments. Dental care is regulated by the Singapore Dental Council.
  • In general, the treatments are of high quality.
  • There are two major dental care facilities: the National Dental Centre Singapore (NDCS) and the National University Centre for Oral Health Singapore (NUCOHS). In addition, you can also go to outpatient clinics, hospitals and private practices.
  • The NDCS has a database where new residents can search for dentists in their area.
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How is pregnancy care arranged in Singapore?

  • Pregnancy care is well organised in Singapore, with full prenatal and postnatal care.
  • All care is provided by doctors and midwives, there is no midwifery.
  • The infant mortality rate is very low, so pregnant women are in good hands here.
  • Most births take place in hospitals, but home births are also an option, although this only occurs in less than one percent of cases in Singapore.
  • Abortion is legal until at least 24 weeks, or later if the mother is at risk.
  • IVF and IUI treatments are available in Singapore.
  • Breastfeeding is encouraged, and it is socially acceptable to breastfeed in public. There are also lactation rooms available in many shopping malls and public buildings.
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How safe or unsafe is a trip or stay in Singapore?

What should you pay attention to in terms of safety in Singapore?

  • Singapore is one of the safest countries in the world, with very low crime rates. This is due to strict law enforcement and severe penalties for violations. It is therefore very safe for expats, provided they follow the rules themselves.
  • There are also virtually no natural disasters in Singapore, making it a safe place to live.
  • As a new resident, it is important to familiarize yourself with the strict rules, such as the ban on chewing gum, high fines for littering on the streets and strict censorship. Also be careful about what you share online, as offensive statements about religion or politics can have legal consequences.

What should you look out for in terms of diseases in Singapore?

  • The risk of infectious diseases is low, but dengue fever and other mosquito-borne diseases are a problem, especially during the rainy season (May-October). If you are pregnant or become pregnant in Singapore, it is important to be aware of the risks of the Zika virus.
  • Laat je goed informeren over de laatste stand van zaken met betrekking tot de gezondheidsmaatregelen en vaccinaties.
  • The tap water in Singapore is safe to drink!

What should you pay attention to when it comes to traffic in Singapore?

  • Singapore has a well-organized traffic system. Note that traffic laws are strictly enforced and violations, such as drunk driving or running red lights, result in heavy fines or imprisonment.
  • In general, the maximum speed limit is 50 km/h unless otherwise indicated. For example, on the Expressway it is between 70 and 90 km/h and in school zones, for example, 40 km/h.
  • Public transport is fast, efficient and affordable. The MRT (subway) and buses are the most popular modes of travel.
  • Expats can drive with their foreign driver's license for up to 12 months, but must then obtain a Singaporean driving permit. Traffic regulations are comparable to European standards.
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What work and travel insurance policies are suitable for short and long stays in Singapore?

  • Is the trip to Singapore and your return sufficiently covered? Are you sufficiently covered before, during and after your activities? Which insurance best suits your trip and your activity? Read more about insurances for abroad on JoHoinsurances.org.

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What emigration and expat insurance can you take out for Singapore if you are going to live there for a while?

  • For some visas it is mandatory to prove that you are sufficiently insured yourself. This can also be done through your employer. However, most emigrants also take out their own international insurance to cover any gaps in the local insurance, or for example repatriation.
  • Read more about insurances for abroad on Expatinsurances.org.
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Packing list for Singapore, travel insurance for Singapore, and taking your belongings

Packing list for Singapore, travel insurance for Singapore, and taking your belongings

To pack and bring to Singapore

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Packing list for Singapore, travel insurance for Singapore, and taking your belongings

To take or not to take to Singapore, leave at home or arrange locally?
Sufficiently insured or not for your activities in Singapore?
Sufficiently insured or not for your trip to Singapore?
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What to take with you to Singapore: spotlighted

Featured items:
  • Documents: a passport that is valid for at least 6 months and online/offline copies.
  • Money: having a few Singapore dollars for when you arrive is not a bad idea, but you can use your debit card and credit card everywhere.
  • Care: high factor sunscreen.
  • Outdoor and practical: cap/hat and sunglasses.
  • Clothing: breathable clothing made of cotton or linen is most comfortable in hot, humid weather, combined with a sweater for the very cold air conditioning. Tropical showers are also not uncommon, so a raincoat is useful.
  • Shoes: comfortable walking shoes and possibly sandals or flip-flops.
  • Reusable water bottle, because you will need to drink a lot of water!
  • Medicines and travel kit: a small first aid kit with ORS and hand sanitizer for visits to Hawker Centres. Insect repellent (see also DEET mosquito repellent).
  • Technology and equipment: world plug with type G (see also world plug or travel plug).
What are some other options for packing as well?
  • A nice outfit for when you want to go out for the night.
  • A small umbrella.
  • A quick-drying travel towel.
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What should you keep in mind when traveling to Singapore with your belongings?

  • The strict laws regarding the import of products.
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Are there mosquitoes in Singapore?

  • Mosquitoes are being fought vigorously in Singapore, but it is still a tropical country. So they are still there, especially during the rainy season.
  • Mosquitoes can also transmit diseases such as dengue fever. So it is important to protect yourself well.
  • More about protection against mosquitoes and insects.
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Are there sandflies in Singapore?

  • Yes, there are certain types of sand flies in Singapore, but don't worry. They are annoying, but do not transmit diseases.
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Can you buy DEET, or other mosquito repellents, in Singapore?

  • DEET and other mosquito repellents are easy to obtain in Singapore.
  • Walk into a pharmacy, drugstore (e.g. Watson) or large supermarket and you have it!
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Can you buy a joint or weed in Singapore, or take it with you to Singapore?

  • Everything that has to do with cannabis is illegal.
  • There are high penalties for using, possessing and importing cannabis. So a big risk.
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Going abroad?

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Activities abroad: home bundle

Main content and contributions for activities abroad

,,,accommodations, adventure activities, courses, internships, jobs and volunteer projects

...to help another, travel with care, work together , learn to share and inspire with your experience

 

Activities abroad: home page

Activities abroad: home page

From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

Activities abroad

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    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.
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    What work related activities can you do abroad?

    • If you want to gain work experience, and/or also earn money, go and work abroad. You can combine backpacking in Australia with temporary work. You can work on campsites in Europe or bush camps in Africa. You can pretty much go all over the world to work in the hospitality industry, hotels and hostels, in the healthcare sector or for example at a diving school.
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    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
    • Maybe you feel more comfortable on a bodyboard (on a half-wave surfboard, you surf the high waves lying down-with flippers), on a hang glider or while paragliding (with a parachute you float down a mountain or dune), hydrospeeding (on a bodyboard with flippers and a wetsuit on you go down a wild river via rapids) or Tiefschneeskiing (racing down through powder snow)?

    Check the pages below for more activities and inspiration and where to go and how to arrange it

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      Activities abroad: for gap year, sports, travel and outdoor abroad

      Activities abroad: for gap year, sports, travel and outdoor abroad

      Bundled content for gap year, sports, travel and outdoor abroad

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      Activities abroad: for languages courses and learning a language

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      Activities abroad: for intern, volunteer and work abroad per sector

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      Study and intern abroad - bundle

      Study and intern abroad - bundle

      Themes: home bundles per activity abroad

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      Themes: main theme pages for emigration, moving and living abroad
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      Countries & Destinations: home bundle

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      Oceania & The Pacific: country bundles

      Oceania & The Pacific: country bundles

      The Australia & Oceania/Pacific continent consists of many small island countries and islands territories.

      List of countries:

      • Antarctica (continent)
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      • Fiji
      • Kiribati
      • Marshall Islands
      • Micronesia
      • Nauru
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      Countries: how to see happiness from the eyes of another country and continent

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      Countries: emigration, moving and living abroad: per continent and country

      Countries: emigration, moving and living abroad: per continent and country

      Countries: the worst time to go abroad and the best time per country or region

      Countries: the worst time to go abroad and the best time per country or region

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      Organizations in the spotlight: home bundle

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      Organizations: for administrative, tax and legal work and consulting
      Organizations: for agriculture, grape picking, farming and vineyards
      Organizations: for animal protection, animal care and working with wildlife abroad
      Organizations: for au pairs, youth work and child care abroad
      Organizations: for bush camping and working at a campsite abroad
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      Organizations: for mediation in au pairs, childcare and elderly care in the Netherlands
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      Organizations: for online work as digital nomad, freelancer, or independent entrepreneur from abroad
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      Organizations: for paid employment abroad and international recruitment

      Organizations: for paid employment abroad and international recruitment

      Organizations: for providing accommodation and hospitality work in hotels, guesthouses, ecolodges and hostels abroad
      Organizations: for providing healthcare and working in medical care abroad
      Organizations: for psychological assistance and mental health care abroad
      Organizations: for real estate, brokerage abroad and property rental abroad
      Organizations: for research and scientific work abroad
      Organizations: for student support and student associations
      Organizations: for tour guidance and adventure tours abroad
      Organizations: for tourism and organized travel and leisure work abroad
      Organizations: for voluntary work mediation and project placement abroad
      Organizations: for yacht and shipping crew and working on a cruise ship abroad

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      • Go Pure helpt je bij het vinden van een geschikte stageplaats of vrijwilligersproject, maar organiseert ook complete backpackavonturen.
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