Balans en voldoening vinden bij studie, werk en prive leven

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Balans en voldoening vinden bij studie, werk en prive leven

Intro

Check de 13 randvoorwaarden voor balans en voldoening bij studie, werk en prive

  1. Help jezelf door de ander te helpen
  2. Creëer perspectief door het openen van nieuwe deuren
  3. Geef niet op maar ergens om
  4. Maak gebruik van je empathische vaardigheden
  5. Blijf bij jezelf en laat die kudde achter je
  6. Focus op je reis en niet op je bestemming
  7. Ga actief om met je negatieve emoties
  8. Waardeer en vier je kleine succes
  9. Laat de ander zijn eigen weg bewandelen
  10. Leg en onderhoud sociale contacten
  11. Voel je onbeperkt en niet begrensd
  12. Ontdek je kwaliteiten, benut je kansen en omzeil je klippen
  13. Zoek voldoening bij studie, werk, reizen en de wereld om je heen

Waar kan je meer lezen?

Themes: main theme pages for personal competences, skills and values

Themes: main theme pages for personal competences, skills and values

WorldSupporter theme pages for personal competences, emotions and values

Gain and improve academic skills - Theme
Skills: home page
Discussions and Debates - Theme
Discovering and improving personal values, skills, qualities and emotions
Teaching materials and preparing lessons abroad - Theme
Sustainable live, travel and work - Theme
Sustainable shopping and recycling - WorldSupporter Theme
The science of happiness and the secrets of a meaningful life - Theme

The science of happiness and the secrets of a meaningful life - Theme

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How to live a more or less happy and meaningful life?

Table of contents

  • What are the 13 conditions for balance and fulfillment in study, work and private life
  • Contributions of WorldSupporters about a happy and meaningful life
  • Content and contributions about optimism ..and a half full glass
Spotlight: countries
  • How to see happiness from
........Read more
Happiness: contributions of WorldSupporters about a happy and meaningful life

Happiness: contributions of WorldSupporters about a happy and meaningful life

Content and contributions for happiness, contentment and meaningful life

Daily advice for well being? Check out the podcast 'The Science of Happiness'

Daily advice for well being? Check out the podcast 'The Science of Happiness'

stars in the night

If you're looking for some practical tools on how to improve your well being, your happiness, this podcast will suit you! It's developed by the Greater Good Science Center, part of Berkeley University. Every episode a guest is invited who has tried one of the 60 (!) tools. Also at the end there is some information about the scientific evidence and context of that specific practice. Check it out at any of your Podcast platforms or visit https://greatergood.berkeley.edu/podcasts

Don't worry, be happy!
In my life I've learned that true happiness comes from giving. Helping others along the way makes you evaluate who you are. I think that love is what we're all searching for. I haven't come across anyone who didn't become a better person through love.

In my life I've learned that true happiness comes from giving. Helping others along the way makes you evaluate who you are. I think that love is what we're all searching for. I haven't come across anyone who didn't become a better person through love.

In my life I've learned that true happiness comes from giving. Helping others along the way makes you evaluate who you are. I think that love is what we're all searching for. I haven't come across anyone who didn't become a better person through love.

Deze quote van Marla Gibbs is naar mijn mening het beeld van een Wereldsupporter. 
 

The Happiness Advantage

The Happiness Advantage

Who are the happiest people in the world?

When I was living in the Philippines, to me the filipinos were the happiest. And I have traveled a lot. The filipinos themselves, also said to me, multiple times, different people, they were the happiest. Time for me to dive more into the topic Happiness. 

My good friend Rebie Ramoso, who to me is an example who always thinks about others and helps others, using her own skills (design and creativity, she is an artist). She advised me to read this book, instead I watched the TED-talk by Shawn Achor. 

The Happiness Advantage by Shawn Achor

Very inspiring short and fast talk about Happiness by Shawn Achor. A topic to study more. 

Scan the positive not the negative, exercise and train your brain. Happiness and Succes, and creating a revolution. Let's start now.

what makes you happy?
The Positivity Bundle: content and contributions about optimism ..and a half full glass

The Positivity Bundle: content and contributions about optimism ..and a half full glass

Content and contributions for positivity, optimism and happy feelings

A review of the causes and consequences of optimism (summary)

A review of the causes and consequences of optimism (summary)

Seeing the glass half full: A review of the causes and consequences of optimism

Forgeard, M., & Seligman, M. (2012). Seeing the glass half full: A review of the causes and consequences of optimism. Pratiques Psychologiques, 18(2), 107-120.

The psychological trait of optimism influences how individuals perceive themselves and their environment, how they process incoming information, as well as how they decide to act based on this information. Pessimists often behave in ways that are geared towards worst-case scenarios, while optimists tend to trust that the future will be favourable. According to past research, optimism and pessimism appear to have a particularly important effect on how individuals deal with challenging and stressful events. Even so, many people dismiss the effect of optimism, calling optimists naïve or in denial. This is because pessimism and its realistic view of the world seem appealing and rational when contrasted with the popular notion that optimism equates with foolishness, naiveté or denial; however, research shows that the way in which psychologists think of optimism does not involve forced enthusiasm or denial of the truth

What is Optimism?

Anthropologist Lionel Tiger defines optimism as “a mood or attitude associated with an expectation about the social or material future – one which the evaluator regards as socially desirable, to his [or her] advantage, or for his [or her] pleasure”. This means that optimism is a cognitive, affective and motivational construct - optimists both think and feel positively about the future.

The two ways in which researchers have operationalized optimism are the optimistic explanatory style approach, and the dispositional optimism approach

Optimistic Explanatory Style

This approach, developed by Seligman et al., is inspired by the observation that most (but not all) animals and humans give up when exposed to uncontrollable stressors and remain helpless when the situation becomes controllable. This behaviour is otherwise known as "learned helplessness." Helpless is associated with a pessimistic explanatory style; pessimists believe that negatives events are always present ("things will never change in the future"), have a global effect ("this negative event has ruined my entire life"), and is the fault of their own. Pessimists also often do not take credit for good events, attributing their occurrence to luck. Additionally, they perceive positive events as short-lived (“I just performed well today but who knows what will happen tomorrow”), and only affect one aspect of their lives (“I may be good at this but I’m otherwise pretty stupid”).

The optimistic explanatory style is therefore the opposite. Optimists do acknowledge negative events, but see them as specific (“other things are still going well”) and unstable (“things will get better soon”). They think negative events in a constructive, non-fatalistic manner and trust in their ability to deal with stressful problems.

The main instruments used to assess optimistic explanatory style are the Attributional Style Questionnaire (ASQ) and Content Analysis of Verbatim Explanations (CAVE), which ask people (through open-ended questions that are eventually coded) how events are caused. In both methods, the extent to which people think

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Seeing the glass half full: A review of the causes and consequences of optimism - Forgeard & Seligman - Article

Seeing the glass half full: A review of the causes and consequences of optimism - Forgeard & Seligman - Article

What is this article about?

Optimism as a psychological trait has gained an increasing amount of interest from scientists during the past couple of decades. Various studies have shown that optimism is related to important benefits. In this study, a review is presented that summarizes the findings from this body of research.

What are the two main ways in which researchers have defined and operationalized optimism?

Optimism is a psychological trait that influences individuals perceive themselves and their environment, how they process incoming information, and how they decide to act based on that information. Optimism concerns a cognitive, affective, and motivational aspect. Whereas optimists tend to believe that the future will be favorable, pessimists tend to believe that the future will have bad events in store for them. Both optimism and pessimism therefore act as powerful cognitive filters that alter an individuals' perception of the world and influence how the individual reacts and adapts to new situations, in particular challenging and stressful events.

In psychology, a distinction can be made between two main conceptions of optimism as described in the literature: optimistic explanatory style and dispositional optimism.

Optimistic explanatory style

The conceptualization of optimism as an exploratory style was developed by Seligman and colleagues (1991). This conceptualization was inspired by the finding that most humans (and animals) give up and become helpless when they are exposed to uncontrollable stressors. After this, they act helpless even when stressors are controllable again. This phenomenon is called learned helplessness. Individuals who display learned helplessness tend to have a pessimistic explanatory style. They believe negative events are stable and have far reaching consequences ("My life is ruined now"). Often, they blame themselves for the negative events ("It is my fault"). In addition, they commonly do not take credit for positive events ("I was just lucky"). 

Opposite to the pessimistic style is the optimistic explanatory style. This is referred to individuals who never become helpless. They believe negative events are unstable ("Things will go better soon") and specific ("Perhaps this is going less well, but other things are still going well"). Optimists, according to this perspective, acknowledge the presence of bad events, but they consider them in a constructive, non-fatalistic manner.

Dispositional optimism

The second perspective is developed by Schreier and Carver (2009). Here, optimism is based on an expectancy-value model of goal pursuit, which states

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Optimism in close relationships: How seeing things in a positive light makes them so - Srivastava, McGonigal, Richards, Butler, Gross (2006) - Article

Optimism in close relationships: How seeing things in a positive light makes them so - Srivastava, McGonigal, Richards, Butler, Gross (2006) - Article

What is this article about?

The central question in this article is whether optimists and their romantic partners are more satisfied in their relationships and - if this is the case - this is due to optimists who experience greater support from their partners. It appears that couples in conflict conversations are more constructive when they are more optimistic and they solve their problems better. Optimism seems to promote a variety of beneficial processes in romantic relationships.

What are the most important concepts in this chapter?

The most important concepts in this chapter are optimism, relationship satisfaction, perceived support and close relationships.

About the effect of optimism in close relationships

What is this article about?

The central question in this article is whether optimists and their romantic partners are more satisfied in their relationships and - if this is the case - this is due to optimists who experience greater support from their partners. It appears that couples in conflict conversations are more constructive when they are more optimistic and they solve their problems better. Optimism seems to promote a variety of beneficial processes in romantic relationships.

What are the most important concepts in this chapter?

The most important concepts in this chapter are optimism, relationship satisfaction, perceived support and close relationships.

What forms social perceptions?

Social perception arises in the spirit of the person who perceives it. This can be a fact that has very real consequences for his social life. This is especially true for romantic relationships.

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The science of happiness and the secrets of a meaningful life - Theme

The science of happiness and the secrets of a meaningful life - Theme

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How to live a more or less happy and meaningful life?

Table of contents

  • What are the 13 conditions for balance and fulfillment in study, work and private life
  • Contributions of WorldSupporters about a happy and meaningful life
  • Content and contributions about optimism ..and a half full glass
Spotlight: countries
  • How to see happiness from
........Read more
Article summary with Very happy people by Diener & Seligman

Article summary with Very happy people by Diener & Seligman

What is this article about?

This is a research report of an experiment where 222 undergraduates were screened for high happiness. The upper 10% of consistently very happy people were compared with average people and very unhappy people. This study has tried to find out what some factor might be that influence high happiness: social relationships, personality and psychopathology, and variables that have been related to subjective well-being in correlational studies. It also examined whether there was a variable that was sufficient for happiness and a variable that was necessary for happiness (sufficient: everyone with the variable is happy, necessary: every happy person has the variable).

What were the results?

On a scale from 5 to 35, the very happy group scored about 30 on life satisfaction. The very happy people had virtually never thought about suicide, could recall many more good events in their lives than bad ones, and had many more positive than negative emotions on a daily basis. The very unhappy people were dissatisfied with life and had equal amounts of positive and negative affect on a daily basis. They reported this about themselves, but their friends and family also rated them dissatisfied. The average group was in the middle of these two groups.

The biggest difference between the very happy group and the average and very unhappy group, was in their fulsome and satisfying interpersonal lives. The very happy people spent the least time alone and the most time socializing and valued their relationships the highest. Good social relationships might be a necessary condition for high happiness.

The very happy people also scored the lowest on psychopathology tests, virtually never in the clinical range. Almost half of the very unhappy group scored in the clinical range.

Also good to note, was that the verry happy people never reported their mood to be "ecstatic", but they did score their mood with a 7, 8 or 9 most of the time.

Broader samples and longitudinal methods are needed to make strong conclusions from these results. These findings do suggest that very happy people have rich and satisfying social relationships and spend little time alone. But it is not yet clear what the causal relationship is here: perhaps happy people have better relationships because of their happiness, or happiness and good relationships are both caused by a third variable. What is clear is that social relationships might be a necessary but are not a sufficient condition for high happiness. Very happy people also experience unpleasant emotions and rarely feel euphoria or ecstacy. They are rather medium to moderatly happy most of the time.

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Some key differences between a happy life and a meaningful life - Baumeister e.a. - Article

Some key differences between a happy life and a meaningful life - Baumeister e.a. - Article

What is this article about?

Two of the most widely held goals by which people measure and motivate themselves are happiness and a meaningful life. In this article, the relationship between these two goals is discussed. More specifically, although there certainly is (much) overlap between these two, the focus here is on the differences.

How can happiness be defined?

Happiness generally refers to a state of subjective well-being. Happiness be may narrowly or broadly focused: one can be happy to have found a lost key, but one can also be happy that the war has ended. Happiness is conceptualized and measured by researcher in at least two different manners. The first one concerns affect balance, which suggests that happiness is an aggregate of how one feels at different moment. Happiness is then defined as having more pleasant than unpleasant emotional states. The second one concerns life satisfaction, which goes beyond momentary feelings. It refers to an integrative, evaluative assessment of one's entire life. Generally, assessing both of these provides a useful index of subjective well-being.

How can a meaningful life be defined?

Meaningfulness is considered to concern both a cognitive and emotional assessment of whether one's life has purpose and value.

What is the central theorem of the theory that is being proposed in this article?

The authors suggest that the simpler form of happiness (affect balance instead of life satisfaction), at least, is rooted in nature. Every living creature has biological needs, such as wanting to survive and reproduce. Basic motivations make one to pursue and enjoy those needs. Affect balance then depends to a certain degree on whether these basic needs are being satisfied.

While happiness is natural, meaningfulness may depend on culture. In every culture language is being used as a means to use and communicate meanings. Meaningfulness, thus, makes use of culturally transmitted symbols (via language) as a means to evaluate one's life in relation to purposes, values, and other meanings that are also frequently learned from the culture. Thus, meaning is more associated with one's culture than happiness is. An important feature of meaning is that it is not limited to immediately present stimuli (as happiness is). Instead, meaningfulness refers to thoughts about past, future, and spatially

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Check: related topic
Conditions for personal happiness and contentment

Conditions for personal happiness and contentment

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What are the conditions and elements for happy and meaningful travel, studies, jobs and life choices?

  • Happiness elements are those elements (conditions, values) that lead to a satisfied life, a satisfied group or a satisfied society.
  • These are elements that play a role in the degree of satisfaction you could have as a person or as a group of people (organization, family).
  • These elements have been in literature since ancient times. They are regarded as crucial and determining elements in the context of happiness and contentment.

What are the twelve elements for sustainable happiness and contentment?

It all adds up in feeling:

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Why get specific insurance when going abroad: per activity abroad
Why should you take out specialized travel insurance for a long trip abroad?

Why should you take out specialized travel insurance for a long trip abroad?

What is round the world travel insurance or long-term travel insurance?

  • Round the world travel insurance means that you take out insurance that continues to provide coverage during all your activities abroad, and which is specifically intended for those who travel for long periods of time, such as world travelers, globetrotters, and nomads.

Why should you take out specialized travel insurance for a long trip abroad?

  • Round the world travel insurance provides coverage for a much longer trip than regular travel insurance.
  • World travel insurance is specifically intended for longer trips, whereas regular travel insurance may offer coverage on paper, but in practice handles it differently.
  • World travel insurance is suitable for many types of activities, ranging from high-altitude trekking to more risky sports.
  • World travel insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you did not take out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance that provides coverage while abroad.
  • Long-term travel insurance continues to provide coverage when your home country's health insurance no longer does.
  • Worldwide travel insurance also covers your medical expenses up to the actual cost, and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • Worldwide travel insurance can also continue to provide coverage if negative travel advice is issued.

What is important to insure when you are going to travel around the world?

  • That you have insurance that is valid in the countries where you are going to travel and posibly work.
  • That you are adequately insured for the sports and activities you are going to participate in during your full period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work or voluntary work during your world trip.

Check out more about

Why should you take out specific insurance when you go on a trip or vacation?

Why should you take out specific insurance when you go on a trip or vacation?

What is insurance for traveling abroad?

  • Travel insurance is insurance that provides coverage for risks during a trip or vacation abroad. This mainly concerns loss of or damage to your luggage, medical assistance, or repatriation costs if you need to be transported back home urgently. In some cases, travel insurance coverage also applies on domestic trips.
  • With annual travel insurance or multi-trip travel insurance, you are insured for all your trips throughout the year.
  • With temporary travel insurance or single-trip travel insurance, you take out insurance for each trip for the duration of the trip.
  • Cancellation insurance reimburses (all or part of) the travel sum, cancellation or accommodation costs if you have to cancel or interrupt your vacation.

Why should you take out travel insurance for a short trip, vacation, or long-distance trip?

  • Travel insurance can provide coverage in the event of an accident or emergency while you are abroad.
  • Travel insurance can provide coverage for damage and accidents during the adventurous or sporting activities you plan to do.
  • Travel insurance can continue to provide coverage if your health insurance no longer provides coverage, or if the damage is only reimbursed at cost price of your home country.
  • Travel insurance can provide coverage in the event of damage, loss, or theft of your luggage.
  • Travel insurance can provide coverage if you are held liable for damage you cause to other people or their property.
  • Travel insurance can provide coverage if you have to return home early because something has happened to you or your immediate family.

What is important to insure when you are going to travel abroad?

  • That you have insurance that is valid in the country or countries that you are going to visit.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad.
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your travels.

Check out more about international insurances

Why should you take out specialized travel insurance for working abroad?

Why should you take out specialized travel insurance for working abroad?

Why should you take out specialized travel insurance for paid work, voluntary work or an internship abroad?

  • There may be several reasons why you need separate insurance when working abroad.
  • During work, internships, or volunteer work abroad where you receive financial compensation (or, for example, food or housing), your national health insurance coverage may expire. You will then need special insurance to remain insured for illness and accidents.
  • During specific work abroad, additional requirements may apply if your work involves additional risks. Only specific insurance policies offer coverage during this type of work.
  • During your work, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your work, local employers generally offer no or limited insurance that provides insufficient coverage.

What is important to insure when you are going to work abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work.

Check out more about international insurances

Why should you take out specialized travel insurance for volunteering abroad?

Why should you take out specialized travel insurance for volunteering abroad?

What is insurance for volunteering abroad?

  • Insuring volunteer work abroad means taking out insurance that continues to provide coverage while you are working as a volunteer abroad

Why should you take out specialized travel insurance for voluntary work abroad?

  • There may be several reasons why you need separate insurance when volunteering abroad.
  • During specific activities abroad, additional requirements may apply if your work involves extra risks. Only specific insurance policies offer coverage during these activities.
  • The risk of accidents is sometimes higher during your work, for example because you are doing work you have little experience with or because of the nature of the work.
  • Local projects or employers generally offer no or limited insurance that provides insufficient coverage during your work.
  • When volunteering abroad and receiving minor financial compensation (or, for example, food or housing), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational travel without voluntary work activities. If you engage in activities other than recreational activities (such as volunteer work), this generally means that for the entire travel period, you will not be covered.

What is important to insure when you are going to work as a volunteer abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and volunteer.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That when performing work in healthcare, with wild animals, and with dangerous (agricultural) machinery, you take care to choose the right coverage.

Check out more about international insurances

Why should you take out specialized travel insurance for an internship abroad?

Why should you take out specialized travel insurance for an internship abroad?

What is insurance for an internship abroad?

  • Insuring an internship abroad means taking out insurance that continues to provide coverage during your internship abroad
  • Insurance for internships abroad are also referred to as internship insurance. This internship insurance is specifically for when you go abroad for a long period of time to work as an intern, take courses, or conduct research abroad.

Why should you take out specialized travel insurance for an internship abroad?

  • There may be several reasons why you need separate insurance for an internship abroad.
  • During internship activities abroad, additional requirements may apply as soon as you start performing work that involves additional risks. Only specific insurance policies offer coverage during these activities.
  • During your internship, the risk of accidents is sometimes greater, for example because you are doing work with which you have little experience or because of the nature of the work.
  • During your internship, local employers generally do not offer insurance, or offer limited insurance that does not provide sufficient coverage.
  • During an internship abroad where you receive financial compensation (or, for example, food or accommodation), your home country's health insurance coverage will potentially lapse. You will then need special insurance to remain insured for illness and accidents.
  • Regular travel insurance policies generally provide coverage for trips of a limited number of days. If your trip or stay abroad exceeds the maximum number of days, this generally means that for the entire travel period, you will not be covered.
  • Regular travel insurance policies generally only provide coverage for recreational trips without work activities.

What is important to insure when you are going to be an intern abroad?

  • That you have insurance that is valid in the area where you will be traveling and doing your internship.
  • That you are adequately insured for the sports and activities you will be participating in.
  • That you are insured for emergency assistance and early return in case something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost (what it actually costs), and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability and, preferably, also for liability during your internship.
  • That you are well insured in case of accidents.
  • That you insure yourself for legal assistance if there is an immediate reason to do so, unless the coverage is already automatically included in the insurance.
  • Make sure you choose the right coverage for internship work in healthcare, with wild animals, or with dangerous machinery!

Check out more about international insurances

Why should you take out specialized travel insurance for studying abroad?

Why should you take out specialized travel insurance for studying abroad?

What is insurance for studying abroad?

  • Insurance for studying abroad means that you take out insurance that continues to provide coverage during your studies, your education, and your related activities abroad.
  • Insurance for studying abroad is also referred to as study insurance. This study insurance is specifically for when you go abroad for a long period of time to take courses, study, or conduct research abroad.

Why should you take out specialized travel insurance for a study abroad?

  • Study insurance is specifically designed for studying abroad, whereas regular travel insurance policies may offer coverage on paper but handle this situation differently in practice.
  • Study insurance offers coverage for longer stays than regular (vacation) travel insurance.
  • Study insurance is also suitable for many types of activities, ranging from various sports to hiking at high altitudes.
  • Study insurance continues to provide coverage if you start working during your trip, whether planned or unplanned. If you have not taken out insurance before departure that allows you to work, there is no guarantee that you will be able to take out insurance abroad that provides coverage.
  • Study insurance continues to provide coverage if your own country's health insurance no longer provides coverage.
  • Student insurance also covers your healthcare costs above the rates in your own country; with regular insurance, you have to pay the extra costs yourself.
  • Student insurance can also continue to provide coverage if (study) visa issuers impose additional requirements on how you insure yourself, for example if you are going to the US and applying for a J-1 visa.
  • Student insurance continues to provide coverage if you are staying abroad for a longer period of time and want to visit your own country in between.

What is important to insure when you are going to study abroad?

  • That you have insurance that is valid in the country or countries where you are going to travel and work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you insure your luggage and take sufficient precautions against theft or damage.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you only insure yourself for legal assistance if there is an immediate reason to do so, unless coverage is already automatically included in the insurance.
  • That you pay close attention to choosing the right coverage when performing work alongside your studies.

Check out more about international insurances

Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

Why should you take out specialized insurance for moving abroad as an emigrant or an expat?

What is an emigration insurance and what is an expat insurance?

  • Emigration insurance is an insurance that continues to provide coverage if you move abroad permanently or for an indefinite period of time.
  • Emigration insurance is not only intended for emigrants, but for anyone who leaves their home country for an extended period of time and does not intend to return in the foreseeable future.
  • Expat insurance is insurance that continues to provide coverage if you go to work abroad for a local or international employer for an extended period of time.
  • Expat insurance is not only intended for expats, but for anyone who has a more permanent job abroad.

Why should you take out specialized insurance for emigration or working as an expat abroad?

  • Emigration or expat insurance not only provides coverage for acute assistance in the event of illness or accident abroad, such as travel insurance, but can also provide coverage for existing conditions and ailments or non-urgent care.
  • Emigration or expat insurance does not require you to maintain valid health insurance in your home country.
  • Emigration or expat insurance provides coverage for preventive care or costs related to pregnancy and childbirth.
  • Emigration or expat insurance also provides coverage for long-term treatments and chronic conditions without you having to return to your home country.
  • Emigration or expat insurance often has no restrictions on the duration of the insurance, unlike travel insurance.
  • Emigration or expat insurance usually maintains coverage in cases such as negative travel advice or acts of war.
  • Emigration or expat insurance offers various solutions in the areas of disability, home and household insurance, goods transport, and liability.

What is important to insure when you are going to move abroad?

  • That you have insurance that is valid in the country or countries where you are going to live and/or work.
  • That you are adequately insured for the sports and activities you are going to participate in during your period abroad
  • That you are insured for emergency assistance and early return if something happens to you or your immediate family.
  • That your medical expenses are insured up to the actual cost and not just for the standard costs. The costs per medical treatment vary greatly between countries.
  • That you are well insured against personal liability.
  • That you are well insured in case of accidents.
  • That you pay close attention to choosing the right coverage when performing work with additional health risks

Check out more about international insurances

Why should you take out travel insurance and why through the JoHo Foundation?

Why should you take out travel insurance and why through the JoHo Foundation?

Why Insurances through JoHo

  • Specialized: in emigration, work, internships, study and travel abroad.

  • Service: JoHo offers multiple travel insurances by multiple companies. Thanks to JoHo's extensive experience, it can offer support in case of problems with insurers, as well as advice and fast and personal handling.

  • Safe: JoHo is recognized as a trustworthy intermediary for insurances.

  • Social: by purchasing an insurance through JoHo you provide a talented student in The Philippines with health insurance

Why Should You Take Out A Travel Insurance?

  • The chance of getting injured or ill is generally higher than when you would have stayed at home. The medical care you will need can be very expensive, even more so if you are treated in a private clinic.

  • If you have to fly back because of family circumstances, the flights might be more expensive than your original flight because you have to fly on short notice.

  • You might have to deal with the damage, loss or theft of your luggage.

  • In case of emergency it can be difficult to figure out what to do. A good travel insurance will have an assistance team on standby for you 24/7 and will be able to tell you what steps to take.

Why Should You Specifically Take Out A Travel Insurance For A Long Trip Abroad?

  • Often regular travel or health insurances only cover trips for a maximum number of days (for example 60, 90 or 180 days).

  • Depending on your home country, your health insurance might not offer any coverage for treatment abroad.

  • During a long trip you might consider specific activities, like paid work or volunteering. Regular travel insurances often don’t cover these kind of activities. The same goes for adventurous/ hazardous sports like skydiving, scuba-diving and bungee jumping.

More on why to use JoHo

  • JoHo is one of the few organizations where you can directly purchase a comprehensive range of foreign insurances from a variety of insurers. As with our other products and services, we believe that you should be able to choose between the best, the most cost effective and the most specialized insurance.

  • JoHo offers various possibilities from combining insurances to assisting in transferring from one insurer to another.

  • When you purchase an insurance policy through JoHo, you will not pay more than if you had purchased it directly from the insurer. Sometimes (through special collective agreements) you will even pay less.

  • JoHo offers support with problems that may arise with the insurer. Sometimes disagreement with claims, cancellation notice or insurance premiums can occur. In this situation it helps if you have the assistance of an organization who has an established relationship with the insurer.

 

Read more about JoHo and JoHo Insurances

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From language courses to gap year abroad, from work experience to volunteering abroad, from paid work to internship abroad, from mountaineering to diving and from backpacking to travel around the world

    What social activities can you do abroad?

    • Opportunities are found in the areas of helping, learning or studying. You can get involved to volunteer in a social project at a school in Africa, Asia or Latin America. You can get involved in nature, in a project with animals or cleaning the sea or beaches. Those who want to learn more can choose for example a language course in Latin America, Spain or South Africa.

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    What sports activities to do abroad?

    • Have you ever thought of mountain biking, rafting (going down a wild river on a raft or rubber dinghy, climbing or canoeing), survival (which involves building rafts, climbing or canoeing), abseiling (descending a rock face while secured to ropes), zip-lining (whizzing down a cable), canyoning (starting at the top of a river and then climbing, swimming, diving down the bed) or caving (scrambling, wriggling and crawling through caves and crevices)?
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